38 Cross St, Randolph, MA 02368 Property Records

Norfolk County and Randolph Town City property record for 38 Cross St, Randolph, MA 02368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 912 sqft · built 1967
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Jun 2018)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RAND M:44 B:A L:022270`

Property Details

APN / Parcel Number

Primary APN	`RAND M:44 B:A L:022270`
Alternative APN	`5858`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,800 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5858
Street Address	38 CROSS ST
City	RANDOLPH
State	MA
Zip	02368-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Block	A
Legal Lot Number	22270
Jurisdiction	RANDOLPH MA
Township / Civil Division	RANDOLPH TOWN
Census Block Group	4
Census Block	4000
Census Tract	420301

Owner

38 Cross St is owned and occupied by two individuals who bought it in June 2018.

Source: Norfolk County and Randolph Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 CROSS ST, RANDOLPH, MA 02368-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 4, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 2, 2017	Foreclosure FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Book / Page	36033 / 265
Transfer Doc	036033-265
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MA
Property Address	38 CROSS ST, RANDOLPH, MA 02368-4023
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042987-324
Date	Mar 17, 2026
Book Page	42987/324
Instrument	16316

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MA
Property Address	38 CROSS ST, RANDOLPH, MA 02368-4023
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038522-92
Date	Oct 26, 2020
Book Page	38522/92
Instrument	116891

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH MA
Recording Date	Jun 4, 2018
Property Address	38 CROSS ST, RANDOLPH, MA 02368-4023
Document Number	36033-265
Book / Page	36033 / 265
Instrument	45135
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CROSS ST, RANDOLPH, MA 02368-4023

Mortgage

Document Number	360330267
Date	Jun 4, 2018
Instrument	36033/0267

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	RANDOLPH MA
Recording Date	Jun 2, 2017
Property Address	38 CROSS ST, RANDOLPH, MA 02368-4023
Document Number	035160-587
Book / Page	35160 / 587
Instrument	48280
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351600597
Date	Jun 2, 2017
Instrument	35160/0597

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cross St was $5,818.

Source: Norfolk County and Randolph Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Randolph Town City
Unified School District	Randolph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,818.00	$501,100 Land $230,800 Building $270,300	$491,815 (+4%)
2024			$472,910
2023	$5,242.00	$433,900 Land $205,800 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANDOLPH WATER DEPARTMENT serves 35,114 people · EPA ID MA4244000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	Aug 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Netafy, T-Mobile.

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures