38 Crest Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 38 Crest Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 1952
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Sep 2017)
Tax Bill	$13,328 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-08401-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`02-08401-0000-00009`
Alternative APN	`0200185000000009`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Split Level
Construction Type	Frame
Lot Area	54,886 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200185000000009
Street Address	38 CREST DR
City	BASKING RIDGE
State	NJ
Zip	07920-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: FP
Legal Subdivision	TOWNSHIP/BERNARDS
Legal Block	8401
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2022
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CREST DR, BASKING RIDGE, NJ 07920-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	201739412
Deed Book / Page	8993 / 1978
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	38 CREST DR, BASKING RIDGE, NJ 07920-2801
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002494
Date	Jan 31, 2024
Book Page	7542/3839
Instrument	2024002494

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	38 CREST DR, BASKING RIDGE, NJ 07920-2801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050668
Date	Oct 19, 2020
Book Page	7262/1472
Instrument	2020050668

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	HIALEAH, FL 33016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 29, 2017
Property Address	38 CREST DR, BASKING RIDGE, NJ 07920-2801
Document Number	0000039412
Book / Page	006993 / 001978
Instrument Date	Sep 18, 2017
Instrument	39412
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 CREST DR BASKING RIDGE NJ 079202801, BASKING RIDGE, NJ 07920-2801

Mortgage

Document Number	39413
Date	Sep 29, 2017
Book Page	006993/001985
Instrument	39413

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,800 (+14.46%) Land $378,900 Building $524,900	$903,800 (+14.46%) Land $378,900 Building $524,900
2025	$13,328.00 (+9.7%)	$789,600 (+29.68%) Land $378,900 Building $410,700	$789,600 (+29.68%) Land $378,900 Building $410,700
2024	$12,150.00 (+0.5%)
2023		$608,900 Land $348,900 Building $260,000	$608,900 Land $348,900 Building $260,000
2022	$12,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures