38 Cregar Rd, High Bridge, NJ 08829 Property Records

Hunterdon County and High Bridge Borough property record for 38 Cregar Rd, High Bridge, NJ 08829

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1930
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2025)
Tax Bill	$9,859 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00002-0000-00063`

Property Details

APN / Parcel Number

Primary APN	`14-00002-0000-00063`
Alternative APNs	`140000200063` `498`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	498
Street Address	38 CREGAR RD
City	HIGH BRIDGE
State	NJ
Zip	08829-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BOROUGH/HIGH BRIDGE
Legal Block	2
Legal Lot Number	63
Jurisdiction	HUNTERDON NJ
Township / Civil Division	HIGH BRIDGE
Census Block Group	1
Census Block	1029
Census Tract	10900

Owner

38 Cregar Rd is owned and occupied by an individual who bought it in July 2025.

Source: Hunterdon County and High Bridge Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Dec 1, 2021	Administrator's Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 4, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2025126470
Deed Book / Page	2641 / 869
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Jul 17, 2025
Property Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109
Document Number	20250717000126470
Book / Page	2641 / 869
Instrument Date	Jul 15, 2025
Instrument	20250717000126470
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	PRUS TITLE AGENCY LLC, DORMUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CRESTMONT RD, BEDMINSTER, NJ 07921-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109

Mortgage

Document Number	20250717000126480
Date	Jul 17, 2025
Instrument	20250717000126480

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

December 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Dec 1, 2021
Property Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109
Document Number	20211201000340430
Book / Page	2553 / 569
Instrument Date	Nov 25, 2021
Instrument	20211201000340430
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	WIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 HIGHFIELDS RD, CLINTON, NJ 08809-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109

Mortgage

Document Number	20211201000340440
Date	Dec 1, 2021
Instrument	20211201000340440

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Dec 4, 2019
Property Address	38 CREGAR RD, HIGH BRIDGE, NJ 08829-1109
Document Number	0000243300
Book / Page	002485 / 000185
Instrument Date	Sep 26, 2019
Instrument	243300
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 HIGHFIELDS RD CLINTON NJ 088091039, CLINTON, NJ 08809-1039

Mortgage

Document Number	243310
Date	Dec 4, 2019
Book Page	004192/000524
Instrument	243310

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cregar Rd was $9,859, down 2.6% from the year before.

Source: Hunterdon County and High Bridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
Municipality	High Bridge Borough
Elementary School District	High Bridge Borough School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,800 (+27.04%) Land $168,100 Building $208,700	$376,800 (+27.04%) Land $168,100 Building $208,700
2025	$9,859.00 (-2.59%)	$296,600 Land $168,100 Building $128,500	$296,600 Land $168,100 Building $128,500
2024	$10,121.00
2023		$244,800 (+6.2%) Land $100,600 Building $144,200	$244,800 (+6.2%) Land $100,600 Building $144,200
2022	$9,807.00 (+40.16%)	$230,500 Land $100,600 Building $129,900	$230,500 Land $100,600 Building $129,900
2021	$6,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cregar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cregar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGH BRIDGE W DEPT serves 3,300 people · EPA ID NJ1014001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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