38 Coyt Cir, Spring Lake, NC 28390 Property Records

Harnett County property record for 38 Coyt Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 2005
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2005)
Tax Bill	$2,107 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500030153`

Property Details

APN / Parcel Number

Primary APN	`1500030153`
Alternative APN	`010524 0081 11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Heated Area
1st Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	420 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500030153
Street Address	38 COYT CIR
City	SPRING LAKE
State	NC
Zip	28390-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LOT#12 ELIZABETH GARDENS PH 1 MAP#98-385(A)
Legal Subdivision	ELIZABETH GARDENS
Legal Phase	1
Legal Lot Number	12
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 COYT CIR, SPRING LAKE, NC 28390-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2005 · Amount on Record
Deed Sale	Sep 1, 2005 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	200515576
Deed Book / Page	2125 / 711
Last Transfer Date	Dec 19, 2018
Transfer Doc	0000000273
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	38 COYT CIR, SPRING LAKE, NC 28390-8318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016496
Date	Sep 16, 2020
Book Page	3868/248
Instrument	2020016496

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	38 COYT CIR, SPRING LAKE, NC 28390-8318
Document Number	0000019300
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COYT CIR SPRING LAKE NC 283908318, SPRING LAKE, NC 28390-8318

Mortgage

Document Number	0000019300
Date	Dec 30, 2019
Book Page	003769/000613
Instrument	19300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	38 COYT CIR, SPRING LAKE, NC 28390-8318
Document Number	0000002458
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COYT CIR SPRING LAKE NC 283908318, SPRING LAKE, NC 28390-8318

Mortgage

Document Number	0000002458
Date	Mar 1, 2019
Book Page	003677/000081
Instrument	2458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 9, 2019
Property Address	38 COYT CIR, SPRING LAKE, NC 28390-8318
Document Number	0000000273
Book / Page	003666 / 000201
Instrument Date	Dec 19, 2018
Instrument	273
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COYT CIR SPRING LAKE NC 283908318, SPRING LAKE, NC 28390-8318

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,107.00 (+56.65%)	$273,244 (+51.92%)	$273,244 (+51.92%) Land $34,550 Building $238,694
2023	$1,345.00	$179,864	$179,864 Land $44,100 Building $135,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coyt Cir

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