38 Cowboy Trl, Buffalo, MO 65622 Property Records

Dallas County property record for 38 Cowboy Trl, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 2010
Lot Size	19.6 acres (855,954 sqft)
Owner	2 Individual Names on File
Tax Bill	$904 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`08-9.0-31-000-000-009.020`

Property Details

APN / Parcel Number

Primary APN	`08-9.0-31-000-000-009.020`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,320 sqft Base Area
1st Floor Area	1,320 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	855,954 sqft (19.6 acres)
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 COWBOY TRL
City	BUFFALO
State	MO
Zip	65622-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SE NE, EXCEPT A 32.65' STRIP ON W SIDE W 1/2 SE NE
Legal Range	19W
Legal Township	34N
Legal Section	31
Jurisdiction	DALLAS MO
Township / Civil Division	SOUTH BENTON
Census Block Group	3
Census Block	3004
Census Tract	480200

Owner

38 Cowboy Trl is owned and occupied by two individuals who acquired it in June 2021.

Source: Dallas County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Feb 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Apr 25, 2011	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Jul 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage FCS FINANCIAL PCA
Apr 23, 2010	Deed of Trust, Mortgage · Conventional Mortgage FCS FINANCIAL PCA
Dec 11, 2025	Intrafamily Transfer, Transfer
Jun 9, 2021	Intrafamily Transfer, Transfer
Jul 23, 2012	Intrafamily Transfer, Transfer · Line of Credit GREAT SOUTHERN BANK
Feb 5, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2007
Deed Sale	Feb 5, 2007
Deed Document Number	2007323
Deed Book / Page	338 / 691
Last Transfer Date	Jun 3, 2021
Transfer Doc	02021/1685
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Recording Date	Aug 21, 2026
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Document Number	0000002079
Book / Page	2026 / 2079
Instrument Date	Aug 14, 2026
Instrument	20262079
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COWBOY TRL, BUFFALO, MO 65622-5450

Mortgage

Document Number	0000002079,
Date	Aug 21, 2026
Book Page	2026/2079
Instrument	20262079

Lender

Name	OAKSTAR BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COWBOY TRL, BUFFALO, MO 65622-5450

Mortgage

Document Number	02021/2378
Date	Aug 16, 2021
Book Page	2021/2378
Instrument	202102378

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02016/0460
Date	Feb 29, 2016
Book Page	2016/0460
Instrument	201600460

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2031

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00366/1596
Date	Apr 25, 2011
Book Page	366/1596
Instrument	2011-0818

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2041

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00354/0371
Date	Jul 31, 2008
Book Page	354/0371
Instrument	2008-2303

Lender

Name	FCS FINANCIAL PCA
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2013

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00362/2254
Date	Apr 23, 2010
Book Page	362/2254
Instrument	2010-0825

Lender

Name	FCS FINANCIAL PCA
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2011

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Dec 11, 2025
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Document Number	02025/3132
Book / Page	2025 / 3132
Instrument Date	Oct 29, 2025
Instrument	202503132
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COWBOY TRL, BUFFALO, MO 65622-5450

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Jun 9, 2021
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Document Number	02021/1685
Book / Page	2021 / 1685
Instrument Date	Jun 3, 2021
Instrument	202101685
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COWBOY TRL, BUFFALO, MO 65622-5450

July 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Jul 23, 2012
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Document Number	02012/1501
Book / Page	2012 / 1501
Instrument Date	Jul 17, 2012
Instrument	201201501
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Investor	Possibly a Property Investor

Mortgage

Document Number	02012/1502
Date	Jul 23, 2012
Book Page	2012/1502
Instrument	201201502

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	BUFFALO, MO 65622

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Feb 5, 2007
Property Address	38 COWBOY TRL, BUFFALO, MO 65622-5450
Document Number	00338/0691
Book / Page	338 / 0691
Instrument Date	Feb 5, 2007
Instrument	2007-0323
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 COWBOY TRL, BUFFALO, MO 65622-5450
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cowboy Trl was $904.

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00	$20,320	$109,700 Land $8,400 Building $101,300
2023	$786.00	$17,740	$96,000 Land $6,900 Building $89,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cowboy Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cowboy Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 95% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Net Vision Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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