Essex County and Peabody City property record for 38 County St, Peabody, MA 01960
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,962 sqft · built 1900 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Dec 2016) |
| Tax Bill | $7,088 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Apr 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0109 B:0092 |
| Primary APN | PEAB M:0109 B:0092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| 1st Floor Area | 2,962 sqft |
| Basement Area | 14 sqft |
| Unfinished Basement | 14 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,998 sqft (0.138 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 14080 |
|---|---|
| Street Address | 38 COUNTY ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-5256 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Block | 92 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210500 |
38 County St, a duplex, is owned and occupied by an individual who bought it in December 2016.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LUSO AMERICAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on File |
| Deed Sale | Dec 29, 2016 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000632616 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 632616 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000623773 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 623773 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 623773 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 623773 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Document Number | 0000613990 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 COUNTY ST PEABODY MA 019605256, PEABODY, MA 01960-5256 |
| Document Number | 0000613990 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 613990 |
| Name | LUSO AMERICAN CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 38 COUNTY ST, PEABODY, MA 01960-5256 |
| Document Number | 0000613989 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 COUNTY ST PEABODY MA 019605256, PEABODY, MA 01960-5256 |
| Document Number | 0000613989 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 613989 |
| Name | LUSO AMERICAN CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
The 2026 property tax bill for 38 County St was $7,088, up 5.7% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,088.00 (+5.73%) | $748,500 (+3.38%) Land $221,300 Building $527,200 | $852,000 |
| 2025 | $6,704.00 (-0.87%) | $724,000 (-2.37%) Land $204,900 Building $519,100 | |
| 2024 | $6,763.00 (+9.52%) | $741,600 (+14.34%) Land $204,900 Building $536,700 | |
| 2023 | $6,175.00 | $648,600 Land $182,900 Building $465,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 County St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2004–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 County St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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