38 Cottage St, Vinalhaven, ME 04863 Property Records

Knox County and Vinalhaven Town property record for 38 Cottage St, Vinalhaven, ME 04863

Property Summary

Property TypeSingle Family Home
Lot Size5.1 acres (222,156 sqft)
Owner2 Individual Names on File
Tax Bill$6,606 (2025)
Flood ZoneZone X (minimal risk)
APNVINA M:023 L:069

Property Details

APN / Parcel Number

Primary APNVINA M:023 L:069
Alternative APN
  • 273

Exterior

Architectural StyleMulti-Family
Lot Area222,156 sqft (5.1 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number273
Street Address38 COTTAGE ST
CityVINALHAVEN
StateME
Zip04863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number69
JurisdictionVINALHAVEN ME
Township / Civil DivisionVINALHAVEN
Census Block Group2
Census Block2014
Census Tract971100

Owner

38 Cottage St is owned by two individuals who acquired it in June 2016.

Source: Knox County and Vinalhaven Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7 GOLDENWOOD DR, SCARBOROUGH, ME 04074-8426
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2016
Deed SaleJun 23, 2016
Prior SaleJan 22, 2016
Deed Document Number20165700
Deed Book / Page5052 / 180
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cottage St was $6,606, up 3.9% from the year before.

Source: Knox County and Vinalhaven Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionVinalhaven Town
Unified School DistrictSchool Administrative District 08 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,606.00 (+3.87%)$493,000 (-) Land $333,700 Building $159,300
2024$6,360.00 (+4.88%)$493,000 (-) Land $333,700 Building $159,300
2023$6,064.00$493,000 Land $333,700 Building $159,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1997–2024)
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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