38 Cottage Row, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 38 Cottage Row, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 783 sqft · built 1930
Lot Size	28.3 acres (1,232,748 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (May 2002)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone VE (high risk)
APN	`BOUR M:14.0 P:49 E:71`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:14.0 P:49 E:71`
Alternative APNs	`M:014.0 P:049.71 D:02` `2617`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	783 sqft Living Area
Gross Area	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Architectural Style	Other
Construction Type	Frame
Lot Area	1,232,748 sqft (28.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2617
Street Address	38 COTTAGE ROW
City	BUZZARDS BAY
State	MA
Zip	02532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1040
Census Tract	13700

Owner

Source: Barnstable County and Bourne Town records · APN BOUR M:14.0 P:49 E:71

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	749 HEAD OF THE BAY RD, C38, BUZZARDS BAY, MA 02532-2173
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2002 · Amount on Record
Deed Sale	May 03, 2002 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Book / Page	15125 / 142
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	38 COTTAGE ROW, BOURNE, MA 02532
Document Number	30307-304
Book / Page	030307 / 000304
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30307-304
Date	Feb 21, 2017
Book Page	030307/000304
Instrument	8549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,846.00 (+14.48%)	$620,500 (+17.56%) Building $620,500
2024	$4,233.00 (+11.37%)	$527,800 (+22.35%) Building $527,800
2023	$3,801.00	$431,400 Building $431,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 120 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.