Watertown Town property record for 38 Cottage Pl, Oakville, CT 06779
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1935 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,478 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance |
| APN | WATE M:124 B:181 L:38 |
| Primary APN | WATE M:124 B:181 L:38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,924 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1622 |
|---|---|
| Street Address | 38 COTTAGE PL |
| City | OAKVILLE |
| State | CT |
| Zip | 06779-1721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG |
| Legal Block | 181 |
| Legal Lot Number | 38 |
| Jurisdiction | WATERTOWN CT |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 360400 |
Source: Watertown Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 COTTAGE PL, OAKVILLE, CT 06779-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 38 COTTAGE PL, WATERTOWN, CT 06779-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002276-38 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 2276/38 |
| Instrument | 132924 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2052 |
Source: Watertown Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Watertown Town |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,478.00 | $182,350 (+48.37%) Land $43,540 Building $138,810 | $127,645 Land $30,478 Building $97,167 |
| 2024 | $5,478.00 (+20.93%) | ||
| 2023 | $4,530.00 (+5.5%) | $122,900 (-) Land $41,000 Building $81,900 | |
| 2022 | $4,294.00 | $122,900 Land $41,000 Building $81,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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