38 Copp Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 38 Copp Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1975
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00412 B:000068 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00412 B:000068 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	828 sqft Living Area
Gross Area	2,160 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Rustic
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	38 COPP RD
City	EFFINGHAM
State	NH
Zip	03882-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA RU
Legal Block	68
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1019
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 COPP RD, EFFINGHAM, NH 03882-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 18, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage N.A. BANK O

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023
Deed Sale	Sep 18, 2023
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	2023202300081660
Deed Book / Page	3739 / 939
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	003739-0939
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	38 COPP RD, EFFINGHAM, NH 03882-8900
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003564-1080
Date	Feb 1, 2021
Book Page	3564/1080
Instrument	2101581

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Sep 18, 2023
Property Address	38 COPP RD, EFFINGHAM, NH 03882-8900
Document Number	003739-0939
Book / Page	3739 / 939
Instrument Date	Aug 23, 2023
Instrument	202300081660
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COPP RD, EFFINGHAM, NH 03882-8900

Mortgage

Document Number	003739-0941
Date	Sep 18, 2023
Book Page	3739/941
Instrument	202300081670

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Jul 24, 2019
Property Address	38 COPP RD, EFFINGHAM, NH 03882-8900
Document Number	0034531130
Book / Page	003453 / 001130
Instrument Date	Jul 23, 2019
Instrument	7134
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 PINE RIVER RD EFFINGHAM NH 038828239, EFFINGHAM, NH 03882-8239

Mortgage

Document Number	34540001
Date	Jul 24, 2019
Book Page	003454/000001
Instrument	7135

Lender

Name	N.A. BANK O

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,211.00 (-19.97%)	$273,800 (+43.2%) Land $160,200 Building $113,600
2024	$5,262.00 (+11.46%)	$191,200 (-) Land $107,500 Building $83,700	$249,565
2023	$4,721.00 (+15.71%)	$191,200 (+10.46%) Land $107,500 Building $83,700
2022	$4,080.00	$173,100 Land $107,500 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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