38 Como Dr, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 38 Como Dr, Somerset, NJ 08873

Property Summary

Property TypeSingle Family Home
Details2,520 sqft · built 2015
Lot Size2.7 acres (118,000 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2017)
Tax Bill$12,185 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-00508-02-00032

Property Details

APN / Parcel Number

Primary APN08-00508-02-00032
Alternative APN
  • 0800508000200032

Interior

Building Area2,520 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area118,000 sqft
Lot Dimensions500 ft deep x 236 ft wide

Location & Zoning

Street Address38 COMO DR
CitySOMERSET
StateNJ
Zip08873-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block508.2
Legal Lot Number32
JurisdictionSOMERSET NJ
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2029
Census Tract54301

Owner

38 Como Dr is owned and occupied by an individual who bought it in November 2017.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address38 COMO DR, SOMERSET, NJ 08873-5207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 5, 2019Deed of Trust, Mortgage
CALIBER HM LOANS
Nov 1, 2017Deed of Trust, Transfer · Conventional Mortgage
CALIBER HM LOANS
Apr 27, 2017Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2017 · Amount on File
Deed SaleNov 22, 2017 · Amount on File
Prior SaleApr 27, 2017
Deed Document Number201747196
Prior Transfer DateJul 29, 1992
Prior Transfer Doc1873000623
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address38 COMO DR, SOMERSET, NJ 08873-5207
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011341
DateFeb 18, 2021
Book Page7311/286
Instrument2021011341
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueFeb 1, 2046

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address38 COMO DR, SOMERSET, NJ 08873-5207
Document Number0000045902
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COMO DR SOMERSET NJ 088735207, SOMERSET, NJ 08873-5207

Mortgage

Document Number0000045902
DateNov 26, 2019
Book Page007170/001346
Instrument45902
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record
Term360 Months
DueNov 25, 2049

November 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address38 COMO DR, SOMERSET, NJ 08873-5207
Document Number0000047197
Book / Page007006 / 001604
Instrument DateNov 1, 2017
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyTOHICKON SETTLEMENT SERVICES INC

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COMO DR SOMERSET NJ 08873, SOMERSET, NJ 08873

Mortgage

Document Number0000047197
DateNov 22, 2017
Book Page007006/001604
Instrument47197
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 21, 2047

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionSOMERSET NJ
Recording DateApr 27, 2017
Property Address38 COMO DR, SOMERSET, NJ 08873-5207
Document Number0000016713
Book / Page006955 / 002390
Instrument DateFeb 1, 2017
Instrument16713
Transaction TypeForeclosure
Record UpdatedJun 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546

Tax Assessment & Valuation

The 2025 property tax bill for 38 Como Dr was $12,185, up 9.6% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionFranklin Township
Unified School DistrictFranklin Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,700 (-) Land $363,600 Building $337,100$700,700 (-) Land $363,600 Building $337,100
2025$12,185.00 (+9.6%)$700,700 Land $363,600 Building $337,100$700,700 Land $363,600 Building $337,100
2024$11,118.00
2023$531,600 Land $283,600 Building $248,000$531,600 Land $283,600 Building $248,000
2022$10,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Como Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Como Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS
serves 57,150 people · EPA ID NJ1808001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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