38 Commonwealth Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 38 Commonwealth Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,773 sqft · built 1920
Lot Size	0.116 acres (5,038 sqft)
Owner	2 Trust Names on File
Last Sale	$418,000 (Oct 2016)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0017 B:0034 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0017 B:0034 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,773 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,038 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 COMMONWEALTH AVE
City	GLOUCESTER
State	MA
Zip	01930-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	34
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2024
Census Tract	221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0017 B:0034 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	38 COMMONWEALTH AVE, GLOUCESTER, MA 01930-3446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Document Number	2016204
Deed Book / Page	35393 / 45
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	38 COMMONWEALTH AVE, GLOUCESTER, MA 01930-3446
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37448-556
Date	Apr 18, 2019
Book Page	37448/556
Instrument	20190418002280

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (-0.05%)	$632,600 (+0.05%) Land $138,400 Building $494,200
2024	$6,152.00 (+4.82%)	$632,300 (+14.09%) Land $131,800 Building $500,500	$684,855
2023	$5,869.00	$554,200 Land $117,700 Building $436,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force 6 of 10 on primary residences
Nearby Flood Claims	8 (2007–2018)
Most Recent Claim	Jan 2018, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.