Flagler County property record for 38 Comanche Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1991 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $607,000 (Dec 2023) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7015-00030-2020 |
| Primary APN | 07-11-31-7015-00030-2020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 768 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 COMANCHE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PC SEC 15 BLK 3 LT 202 OR 131 PG 205 OR 167 PG 38 OR 287 PG 53 OR 419 PG 81 OR 929 PG 646-648-DC&ACM OR 929 PG 650 OR 1096 PG 1 OR 1186 PG 1573 OR 1629/1352 OR 2044/432-DC OR 2247/597 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALMCOAST SECTION 15 |
| Legal Block | 3 |
| Legal Lot Number | 202 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60105 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1217 MELISSA AVE, ORLANDO, FL 32807-1367 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jul 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage BESTWAY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Dec 14, 2017 · Amount on Record |
| Deed Document Number | 202354471 |
| Deed Book / Page | 2834 / 569 |
| Prior Transfer Date | Nov 28, 2007 |
| Prior Transfer Doc | 0016291352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Document Number | 0028340569 |
| Book / Page | 2834 / 569 |
| Map Reference | MB 6 PG 68-72 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023054471 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Name | Verified Name |
|---|---|
| Address | 1217 MELISSA AVE, ORLANDO, FL 32807-1367 |
| Document Number | 0002834571 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2834/571 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Document Number | 0024740815 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2474/815 |
| Instrument | 2020035407 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Document Number | 0023700541 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 COMANCHE CT PALM COAST FL 321378991, PALM COAST, FL 32137-8991 |
| Document Number | 0023700541 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 002370/000541 |
| Instrument | 26385 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 17, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 38 COMANCHE CT, PALM COAST, FL 32137-8991 |
| Document Number | 0022470597 |
| Book / Page | 2247 / 0597 |
| Map Reference | MB35 PG528 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 2017043715 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 COMANCHE CT, 38, PALM COAST, FL 32137-8991 |
| Name | Verified Name |
|---|---|
| Address | 202 BEAUBROOK BLVD, SPRINGFIELD, GA 31329-3902 |
| Document Number | 2017043716 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017043716 |
| Name | BESTWAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (+7.31%) | $287,050 (+8.99%) | $449,308 (+9.7%) Land $135,000 Building $314,308 |
| 2024 | $4,130.00 (+1.03%) | ||
| 2023 | $4,088.00 (+0.89%) Homeowner's exemption | $263,373 (+3%) | $409,580 (+13.9%) Land $135,000 Building $274,580 |
| 2022 | $4,052.00 Homeowner's exemption | $255,702 | $359,608 Land $135,000 Building $224,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 392 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 418 units insured incl. 26 condo units |
| Nearby Flood Claims | 35 (1987–2022) |
| Claims Outside the SFHA | 22 of 35 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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