38 Colonial Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 38 Colonial Dr, Prospect, CT 06712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,072 sqft · built 1961
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 1995)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`Z0318300`

Property Details

APN / Parcel Number

Primary APN	`Z0318300`
Alternative APN	`PROS M:110 B:38 L:38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	Z0318300
Street Address	38 COLONIAL DR
City	PROSPECT
State	CT
Zip	06712-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	38
Legal Lot Number	38
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1000
Census Tract	347200

Owner

Source: Prospect Town records · APN Z0318300

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 COLONIAL DR, PROSPECT, CT 06712-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit WATERBURY CT FF FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 1995 · Amount on Record
Deed Sale	Mar 03, 1995 · Amount on Record
Deed Book / Page	254 / 150
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	38 COLONIAL DR, PROSPECT, CT 06712-1500
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883-31
Date	Feb 25, 2021
Book Page	883/31
Instrument	348

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	38 COLONIAL DR, PROSPECT, CT 06712-1500
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	808-257
Date	Aug 21, 2017
Book Page	808/257

Lender

Name	WATERBURY CT FF FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2042

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,403.00	$289,520 (+43.11%) Land $68,250 Building $221,270	$202,664 Land $47,775 Building $154,889
2024	$7,403.00 (+14.65%)
2023	$6,457.00 (-0.09%)	$202,300 (-) Land $68,250 Building $134,050
2022	$6,463.00	$202,300 Land $68,250 Building $134,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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