38 Collins St, Bristol, RI 02809 Property Records

Bristol Town property record for 38 Collins St, Bristol, RI 02809

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,734 sqft · built 1900
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$749,000 (Jan 2026)
Tax Bill	$6,730 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`50-0071-59`

Property Details

APN / Parcel Number

Primary APN	`50-0071-59`
Alternative APNs	`BRIS M:26 L:65` `2096`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,410 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,505 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2096
Street Address	38 COLLINS ST
City	BRISTOL
State	RI
Zip	02809-3135
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Lot Number	65
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1027
Census Tract	30800

Owner

38 Collins St, a duplex, is owned and occupied by an individual who bought it in January 2026.

Source: Bristol Town records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
Feb 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Mar 12, 2019	Warranty Deed, Transfer · FHA Mortgage NFM
Mar 12, 2019	Correction Deed NOT AVAILABLE
Mar 12, 2019	Correction Deed NOT AVAILABLE
Sep 11, 2018	Warranty Deed, Transfer
Sep 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Document Number	2026132
Deed Book / Page	2308 / 205
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	1975-206
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jan 20, 2026
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	002308-205
Book / Page	2308 / 205
Instrument Date	Jan 20, 2026
Instrument	2026-132
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COLLINS ST, BRISTOL, RI 02809-3135

Mortgage

Document Number	0002026133
Date	Jan 20, 2026
Instrument	2026-133

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Feb 22, 2024
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	002236-305
Book / Page	2236 / 305
Instrument Date	Feb 22, 2024
Instrument	2024-311
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COLLINS ST, BRISTOL, RI 02809-3135

Mortgage

Document Number	0002024312
Date	Feb 22, 2024
Instrument	2024-312

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 30, 2020
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	2047-205
Book / Page	2047 / 205
Instrument Date	Jul 22, 2020
Instrument	6277
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COLLINS ST, BRISTOL, RI 02809-3135

Mortgage

Document Number	6278
Date	Jul 30, 2020
Instrument	6278

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 12, 2019
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	1975-208
Book / Page	001975 / 000208
Instrument Date	Feb 27, 2019
Instrument	589
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COLLINS ST BRISTOL RI 028093135, BRISTOL, RI 02809-3135

Mortgage

Document Number	1975-210
Date	Mar 12, 2019
Book Page	001975/000210
Instrument	590

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 12, 2019
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	1975-206
Book / Page	001975 / 000206
Instrument Date	Feb 21, 2019
Instrument	588
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 BROOK ST FITCHBURG MA 014203102, FITCHBURG, MA 01420-3102

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 12, 2019
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	1975-204
Book / Page	001975 / 000204
Instrument Date	Feb 19, 2019
Instrument	587
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 BROOK ST FITCHBURG MA 014203102, FITCHBURG, MA 01420-3102

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Sep 11, 2018
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	1955-112
Book / Page	001955 / 000112
Instrument Date	Sep 10, 2018
Instrument	2641
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 COLLINS ST BRISTOL RI 028093135, BRISTOL, RI 02809-3135

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRISTOL RI
Recording Date	Sep 11, 2018
Property Address	38 COLLINS ST, BRISTOL, RI 02809-3135
Document Number	1955-114
Book / Page	001955 / 000114
Instrument Date	Sep 10, 2018
Instrument	2642
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 COLLINS ST BRISTOL RI 028093135, BRISTOL, RI 02809-3135

Tax Assessment & Valuation

The 2026 property tax bill for 38 Collins St was $6,730, up 14.9% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,730.00 (+14.94%)
2025	$5,855.00	$551,800 Land $176,600 Building $375,200
2023	$5,194.00 (+2.77%)	$388,800 (-) Land $147,100 Building $241,700
2022	$5,054.00	$388,800 Land $147,100 Building $241,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Collins St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 units insured incl. 3 condo units
Nearby Flood Claims	9 (2010–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Collins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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