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38 Cobb Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 38 Cobb Cir, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage979 sqft Heated Area
Lot Size16,117 sqft (0.369 acres)
GarageCarport
Last Sale$125,000 (2025)
Tax Bill$932.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900839913000
Alternative APN
  • 49067

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area979 sqft Heated Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood Shingle Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area16,117 sqft (0.369 acres)
Depth X Width111 ft x 209 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Total Buildings2 Total Buildings
PorchEnclosed Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number49067
Street Address38 COBB CIR
CityMURPHY
StateNC
Zip28906-7104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP/O LOT 16 COBB PROP 1497/498 DOT R/W 1722/534
Legal Phase1497
Legal Lot Number16
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2041
Census Tract930502

Owner

Source: Cherokee County records · APN 447900839913000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6100 HIGHWAY 61, HIAWASSEE, GA 30546
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Dec 20, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Prior SaleDec 20, 2018 · Amount on Record
Deed Doc Number3848
Deed Book / Page1783 / 1144
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address38 COBB CIR, MURPHY, NC 28906-7104
Transaction TypeMortgage
Record UpdatedFeb 04, 2022
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COBB CIR, MURPHY, NC 28906-7104

Mortgage

Document Number01701/1426
DateJan 20, 2022
Book Page1701/1426
Instrument385
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address38 COBB CIR, MURPHY, NC 28906-7104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01576/0536
DateDec 15, 2017
Book Page01576/0536
Instrument05814
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address38 COBB CIR, MURPHY, NC 28906-7104
Transaction TypeMortgage
Record UpdatedMay 06, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1640/605
DateApr 06, 2020
Book Page1640/605
Instrument1734
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2040

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 20, 2018
Property Address38 COBB CIR, MURPHY, NC 28906-7104
Document Number01603/0794
Book / Page01603 / 0794
Instrument DateDec 14, 2018
Instrument06157
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4153 CALLE NUESTRA, 4153, LAS CRUCES, NM 88005-3402

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COBB CIR, MURPHY, NC 28906-7104

Mortgage

Document Number06158
DateDec 20, 2018
Instrument06158
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$932.00$128,650 (-)$128,650 (-) Land $24,000 Building $104,650
2023$128,650$128,650 Land $24,000 Building $104,650

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