38 Co Rd 710, Verbena, AL 36091 Property Records

Chilton County property record for 38 Co Rd 710, Verbena, AL 36091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,002 sqft · built 2008
Lot Size	0.36 acres (15,729 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (May 2026)
Tax Bill	$664 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2009 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1905162000009001`

Property Details

APN / Parcel Number

Primary APN	`1905162000009001`
Alternative APNs	`19905` `80782`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Adjusted Area
1st Floor Area	1,002 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,729 sqft (0.36 acres)
Lot Dimensions	120 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	Deck Area
Gazebo	Gazebo
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19905
Street Address	38 COUNTY ROAD 710
City	VERBENA
State	AL
Zip	36091-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF E 1/2 OF NW 1/4 OF NW 1/4 TH E ALG N/S OF
Legal Range	16
Legal Township	21
Legal Section	16
Legal Subdivision	BLUE CRK LODGE SUB
Legal Lot Number	9
Jurisdiction	CHILTON AL
Township / Civil Division	VERBENA
Census Block Group	1
Census Block	1001
Census Tract	60702

Owner

38 Co Rd 710 is owned by two individuals who bought it in May 2026.

Source: Chilton County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3059 HARVEST RD, JAY, FL 32565-4818
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK
Jan 30, 2009	Deed of Trust, Mortgage · Line of Credit PEOPLES SOUTHERN BANK
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	2026275063
Deed Book / Page	2026 / 275063
Prior Transfer Date	May 20, 2026
Prior Transfer Doc	R2026/275063
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	38 COUNTY ROAD 710, VERBENA, AL 36091-3469
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2017/208416
Date	Jun 29, 2017
Book Page	R2017/208416
Instrument	208416

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	38 COUNTY ROAD 710, VERBENA, AL 36091-3469
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2009/146635
Date	Jan 30, 2009
Book Page	R2009/146635
Instrument	146635

Lender

Name	PEOPLES SOUTHERN BANK
Address	CLANTON, AL 35046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 22, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Recording Date	May 21, 2026
Property Address	38 COUNTY ROAD 710, VERBENA, AL 36091-3469
Document Number	0000275065
Book / Page	2026 / 275065
Instrument Date	May 20, 2026
Instrument	2026275065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 HARVEST RD, JAY, FL 32565-4818

Mortgage

Document Number	0000275065,
Date	May 21, 2026
Book Page	2026/275065
Instrument	2026275065

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 21, 2026
Property Address	38 COUNTY ROAD 710, VERBENA, AL 36091-3469
Document Number	R2026/275063
Book / Page	2026 / 275063
Instrument Date	May 20, 2026
Instrument	2026275063
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,582.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3059 HARVEST RD, JAY, FL 32565-4818

Mortgage

Document Number	0000275063,
Date	May 21, 2026
Book Page	2026/275065
Instrument	2026275063

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Mar 20, 2017
Property Address	38 COUNTY ROAD 710, VERBENA, AL 36091-3469
Document Number	R2017/206311
Book / Page	R2017 / 206311
Instrument Date	Mar 17, 2017
Instrument	206311
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 FOWLER CIR # 4S, 4S, HAYDEN, AL 35079-3819

Mortgage

Document Number	0000206312
Date	Mar 20, 2017
Instrument	206312

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Co Rd 710 was $664, down 1% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00 (-1.04%)	$37,320 (-1.11%) Land $15,000 Building $22,320	$186,600 Land $75,000 Building $111,600
2024	$671.00 (+2.6%) Additional exemption filed	$37,740 (+2.33%) Land $15,000 Building $22,740
2023	$654.00 (+6.17%)	$36,880 (+115.67%) Land $15,000 Building $21,880	$188,700 (+10.35%) Land $75,000 Building $113,700
2022	$616.00	$17,100 Land $8,400 Building $8,700	$171,000 Land $84,000 Building $87,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 Co Rd 710 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Co Rd 710 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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