Craighead County property record for 38 Co Rd 645, Bay, AR 72411
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,524 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2022) |
| Tax Bill | $2,509 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-135204-00600 |
| Primary APN | 12-135204-00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| 2nd Floor Area | 528 sqft |
| Upper Floors Area | 528 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 916 sqft |
| Driveway | Driveway |
| Driveway Area | 1,722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 369 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 830474 |
|---|---|
| Street Address | 38 COUNTY ROAD 645 |
| City | BAY |
| State | AR |
| Zip | 72411-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE SE 1AC |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 20 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | MAUMELLE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 900 |
38 Co Rd 645 is owned and occupied by an individual who bought it in June 2022.
Source: Craighead County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38 COUNTY ROAD 645, BAY, AR 72411-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 2022R-012320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Jun 1, 2022 |
| Property Address | 38 COUNTY ROAD 645, BAY, AR 72411-9694 |
| Document Number | 2022R012320 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022R-012320 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 COUNTY ROAD 645, BAY, AR 72411-9694 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 COUNTY ROAD 645, BAY, AR 72411-9694 |
| Investor | Possibly a Property Investor |
| Document Number | 2022R012321 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022R-012321 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 38 Co Rd 645 was $2,509.
Source: Craighead County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Unified School District | Bay School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,509.00 | $51,434 Land $5,800 Building $45,634 | |
| 2023 | $2,645.00 | $51,434 Land $5,800 Building $45,634 | $257,170 Land $29,000 Building $228,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Co Rd 645 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Co Rd 645 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower, delivered by CECC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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