38 Co Rd 2175, Klondike, TX 75448 Property Records

Delta County property record for 38 Co Rd 2175, Klondike, TX 75448

Property Summary

Property Type	Rural Home
Details	2 ba · 2,552 sqft · built 1997
Lot Size	35.6 acres (1,553,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,179 (Jul 2025)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Construction Loan + 1 more
APN	`0150-0001-0001-03`

Property Details

APN / Parcel Number

Primary APN	`0150-0001-0001-03`
Alternative APN	`2515`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Type	Gable
Lot Area	1,553,916 sqft (35.6 acres)
Garage Type	Detached
Garage Area	520 sqft
Porch	Porch
Porch Area	336 sqft

Location & Zoning

Account Number	0150-0001-0001-03
Street Address	38 COUNTY ROAD 2175
City	KLONDIKE
State	TX
Zip	75448-6029
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0150 HOP CO SCH TRACT 1-1 ACRES 35.673 TEX 3 56266 TEX 356266
Legal Tract	1-1
Jurisdiction	DELTA TX
Township / Civil Division	PECAN GAP
Census Block Group	2
Census Block	2084
Census Tract	950100

Owner

Source: Delta County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 COUNTY ROAD 2175, KLONDIKE, TX 75448-6029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Construction Mortgage TEXAS HERITAGE NATIONAL BANK
May 19, 2026	Deed of Trust, Mortgage · Construction Mortgage TEXAS HERITAGE NATIONAL BANK
Jul 21, 2025	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	2025680
Deed Book / Page	415 / 729
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA TX
Recording Date	May 19, 2026
Property Address	38 COUNTY ROAD 2175, KLONDIKE, TX 75448-6029
Document Number	0000000446
Book / Page	421 / 891
Instrument Date	May 15, 2026
Instrument	2026446
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 COUNTY ROAD 2165, KLONDIKE, TX 75448-6017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000446,
Date	May 19, 2026
Book Page	421/891
Instrument	2026446

Lender

Name	TEXAS HERITAGE NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA TX
Recording Date	May 19, 2026
Property Address	38 COUNTY ROAD 2175, KLONDIKE, TX 75448-6029
Document Number	0000000447
Book / Page	421 / 898
Instrument Date	May 15, 2026
Instrument	2026447
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 COUNTY ROAD 2165, KLONDIKE, TX 75448-6017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000447,
Date	May 19, 2026
Book Page	421/898
Instrument	2026447

Lender

Name	TEXAS HERITAGE NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2027

Interest

Rate	6.3%
Max Rate	-1%

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DELTA TX
Recording Date	Jul 21, 2025
Property Address	38 COUNTY ROAD 2175, KLONDIKE, TX 75448-6029
Document Number	000415/729
Book / Page	415 / 729
Instrument Date	Jul 10, 2025
Instrument	25-0680
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 COUNTY ROAD 2165, KLONDIKE, TX 75448-6017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COUNTY ROAD 2175, KLONDIKE, TX 75448-6029

Mortgage

Document Number	0000250681
Date	Jul 21, 2025
Instrument	25-0681

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Delta County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (-38.02%) Homeowner's exemption Additional exemption filed	$157,879 (-60.96%)	$448,590 (+5.69%) Land $301,010 Building $147,580
2024		$404,449 (+208.06%)	$424,430 (-) Land $271,180 Building $153,250
2023		$131,288	$424,430 Land $271,180 Building $153,250
2021	$2,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST DELTA WSC serves 1,563 people · EPA ID TX0600017
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
Nextlink Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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