Erie County and West Seneca Town property record for 38 Cloverside Ct, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1945 |
| Lot Size | 0.352 acres (15,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jan 2021) |
| Tax Bill | $4,160 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-019-000 |
| Primary APN | 21-019-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Upper Floors Area | 416 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,295 sqft (0.352 acres) |
| Lot Dimensions | 114 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-019-000 |
|---|---|
| Street Address | 38 CLOVERSIDE CT |
| City | BUFFALO |
| State | NY |
| Zip | 14224-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-1645 SL-18 (FL-30) CLOVERSIDE S/D 132.6 X 114.7(CORNER LOT) |
| Legal Subdivision | VILLAGE OF LOWER EBENEZER |
| Legal Block | 10 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11700 |
38 Cloverside Ct is owned and occupied by an individual who bought it in January 2021.
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 CLOVERSIDE CT, BUFFALO, NY 14224-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Jul 14, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jul 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 20214154 |
| Deed Book / Page | 11372 / 4589 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 0113628189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 8, 2021 |
| Property Address | 38 CLOVERSIDE CT, BUFFALO, NY 14224-2907 |
| Document Number | 0113724589 |
| Book / Page | 11372 / 4589 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021004154 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 CAMWOOD DR, 64, WEST SENECA, NY 14224-2712 |
| Name | Verified Name |
|---|---|
| Address | 38 CLOVERSIDE CT, WEST SENECA, NY 14224-2907 |
| Document Number | 0139739423 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 13973/9423 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 14, 2020 |
| Property Address | 38 CLOVERSIDE CT, BUFFALO, NY 14224-2907 |
| Document Number | 0113628186 |
| Book / Page | 011362 / 008186 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 CLOVERSIDE CT WEST SENECA NY 142242907, WEST SENECA, NY 14224-2907 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 14, 2020 |
| Property Address | 38 CLOVERSIDE CT, BUFFALO, NY 14224-2907 |
| Document Number | 0113628192 |
| Book / Page | 011362 / 008192 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 CAMWOOD DR WEST SENECA NY 142242712, WEST SENECA, NY 14224-2712 |
The 2026 property tax bill for 38 Cloverside Ct was $4,160, up 90.7% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,160.00 (+90.74%) | ||
| 2025 | $2,181.00 (-46.24%) | $41,400 (-) Land $8,900 Building $32,500 | $172,500 (+4.17%) Land $37,083 Building $135,417 |
| 2024 | $4,057.00 | $41,400 (-) Land $8,900 Building $32,500 | $165,600 (+4%) Land $35,600 Building $130,000 |
| 2023 | $41,400 Land $8,900 Building $32,500 | $159,231 Land $34,231 Building $125,000 | |
| 2019 | $3,769.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Cloverside Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Cloverside Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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