Ansonia City property record for 38 Clover St, Ansonia, CT 06401
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,476 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Sep 2025) |
| Tax Bill | $6,632 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20390 |
| Primary APN | 20390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 1,125 sqft |
| Attic | Attic |
| Attic Area | 565 sqft |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 1,125 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 20390 |
|---|---|
| Street Address | 38 CLOVER ST |
| City | ANSONIA |
| State | CT |
| Zip | 06401-3113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Block | 75 |
| Jurisdiction | ANSONIA CT |
| Township / Civil Division | ANSONIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 125200 |
38 Clover St, a duplex, is owned and occupied by an individual who bought it in September 2025.
Source: Ansonia City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 CLOVER ST, ANSONIA, CT 06401-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Deed Book / Page | 634 / 497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANSONIA CT |
| Recording Date | Sep 24, 2025 |
| Property Address | 38 CLOVER ST, ANSONIA, CT 06401-3113 |
| Document Number | 000634-497 |
| Book / Page | 634 / 497 |
| Instrument Date | Sep 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 CLOVER ST, ANSONIA, CT 06401-3113 |
| Document Number | 1990190017 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 1990190017 |
| Name | ALL CREDIT CONSIDERED MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 38 Clover St was $6,632, up 11% from the year before.
Source: Ansonia City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Ansonia City |
| Unified School District | Ansonia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,632.00 (+11.01%) | $225,120 (+7.59%) Land $37,380 Building $187,740 | $465,833 (+218.06%) |
| 2025 | $5,974.00 | $209,230 Land $37,380 Building $171,850 | $146,461 Land $26,166 Building $120,295 |
| 2024 | $5,974.00 (+8.82%) | ||
| 2023 | $5,490.00 (+1.35%) | $209,230 (+46.01%) Land $37,380 Building $171,850 | |
| 2022 | $5,417.00 | $143,300 Land $33,000 Building $110,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Clover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Clover St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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