38 Clover Ln, Stoughton, MA 02072 Property Records

Norfolk County and Stoughton Town property record for 38 Clover Ln, Stoughton, MA 02072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,860 sqft · built 1987
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Mar 2022)
Tax Bill	$9,975 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78_146`

Property Details

APN / Parcel Number

Primary APN	`78_146`
Alternative APN	`STOU M:0078 B:0146 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,860 sqft Living Area
Gross Area	3,186 sqft
Basement Area	1,296 sqft
Unfinished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	78_146
Street Address	38 CLOVER LN
City	STOUGHTON
State	MA
Zip	02072-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	TANGLEWOOD
Legal Block	146
Jurisdiction	STOUGHTON MA
Township / Civil Division	STOUGHTON
Census Block Group	2
Census Block	2009
Census Tract	456102

Owner

Source: Norfolk County and Stoughton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CLOVER LN, STOUGHTON, MA 02072-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Book / Page	40432 / 429
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOUGHTON MA
Recording Date	Mar 31, 2022
Property Address	38 CLOVER LN, STOUGHTON, MA 02072-3026
Document Number	040432-429
Book / Page	40432 / 429
Instrument Date	Mar 31, 2022
Instrument	28727
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 CLOVER LN, STOUGHTON, MA 02072-3026

Mortgage

Document Number	0000028728
Date	Mar 31, 2022
Instrument	28728

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Norfolk County and Stoughton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Stoughton Town
Unified School District	Stoughton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,975.00 (+2.87%)	$844,600 (+7.83%) Land $259,100 Building $585,500	$818,739 (+5.4%)
2025	$9,697.00 (+2.17%)	$783,300 (+5.06%) Land $231,700 Building $551,600	$776,815 (+2.56%)
2024	$9,491.00 (+3.91%)	$745,600 (+10.61%) Land $211,700 Building $533,900	$757,435
2023	$9,134.00	$674,100 Land $193,400 Building $480,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUGHTON WATER DEPARTMENT serves 29,281 people · EPA ID MA4285000
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.37 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20