38 Cloud Ln, London, KY 40741 Property Records

Laurel County property record for 38 Cloud Ln, London, KY 40741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1979
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Oct 2019)
Tax Bill	$719 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`060-00-00-149.17`

Property Details

APN / Parcel Number

Primary APN	`060-00-00-149.17`
Alternative APNs	`324680` `64995`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	324680
Street Address	38 CLOUD LN
City	LONDON
State	KY
Zip	40741-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PINE TOP ESTATES LOT #17 & HOUSE
Legal Subdivision	PINE TOP ESTATES
Legal Lot Number	17
Jurisdiction	LAUREL KY
Township / Civil Division	COLONY
Census Block Group	1
Census Block	1045
Census Tract	970400

Owner

Source: Laurel County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CLOUD SUBDIVISION, LONDON, KY 40741-9227
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jun 7, 2010 · Amount on Record
Deed Document Number	2019369963
Deed Book / Page	758 / 693
Prior Transfer Date	May 18, 2010
Prior Transfer Doc	000661/230
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUREL KY
Recording Date	Oct 31, 2019
Property Address	38 CLOUD LN, LONDON, KY 40741-8248
Document Number	00D758/693
Book / Page	D758 / 693
Instrument Date	Oct 30, 2019
Instrument	369963
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CLOUD LNSUB, LONDON, KY 40741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CLOUD LN # SUB, SUB, LONDON, KY 40741-8248

Tax Assessment & Valuation

Source: Laurel County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (-1.64%)	$92,500 (-) Land $10,000 Building $82,500	$92,500 (-) Land $10,000 Building $82,500
2023	$731.00	$92,500	$92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 86% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAUREL WATER ASSOC INC private · serves 14,878 people · EPA ID KY0630451
Water Source	Purchased surface water from WOOD CREEK WATER DISTRICT
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000