38 Calle Uno, Key West, FL 33040 Property Records

Monroe County property record for 38 Calle Uno, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1989
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (May 2025)
Tax Bill	$7,174 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00148660-000000`

Property Details

APN / Parcel Number

Primary APN	`00148660-000000`
Alternative APNs	`21672600148660000000` `1193798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,200 sqft (0.165 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	897 sqft
Patio Area	897 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air

Location & Zoning

Account Number	1193798
Old Parcel Number	21672600148660000000
Street Address	38 CALLE UNO
City	KEY WEST
State	FL
Zip	33040-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 1 - 2 AND S 1/2 3 ROCKLAND VILLAGE PB4-133 EAST ROCKLAND KEY OR789-1496/97 OR811-2150/53 OR811-2154/58 OR823-1882
Legal Range	26E
Legal Township	67S
Legal Section	21
Legal Subdivision	ROCKLAND VILLAGE #1
Legal Block	1
Legal Lot Number	1-2 2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2021
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23 SEA LORE LN, KEY WEST, FL 33040-7800
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2501408
Deed Book / Page	3326 / 2015
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2021
Property Address	38 CALLE UNO, KEY WEST, FL 33040-5410
Document Number	0031210744
Book / Page	3121 / 744
Map Reference	MB 4 PG 133
Instrument Date	Aug 20, 2021
Instrument	2336567
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	BROKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 TOPPINO INDUSTRIAL DR, 129, KEY WEST, FL 33040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CALLE UNO, KEY WEST, FL 33040-5410

Mortgage

Document Number	3121748
Date	Aug 23, 2021
Instrument	3121/748

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$841,144 (+19.57%) Land $460,404 Building $380,740	$841,144 (+19.57%) Land $460,404 Building $380,740
2024	$7,174.00 (+13.57%)
2023	$6,317.00 (+9.96%)	$703,446 (+12.65%) Land $349,272 Building $354,174	$703,446 (+12.65%) Land $349,272 Building $354,174
2022	$5,745.00	$624,466 Land $266,364 Building $358,102	$624,466 Land $266,364 Building $358,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20