Bristol Town property record for 38 Clipper Way, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,960 sqft · built 1955 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | Company Name on File |
| Last Sale | $620,000 (Aug 2021) |
| Tax Bill | $8,060 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0085-16 |
| Primary APN | 50-0085-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 3,817 sqft |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 18,382 sqft (0.422 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7311 |
|---|---|
| Street Address | 38 CLIPPER WAY |
| City | BRISTOL |
| State | RI |
| Zip | 02809-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 85 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30901 |
38 Clipper Way is owned by a company that bought it in August 2021.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 CLIPPER WAY, BRISTOL, RI 02809-4810 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 24, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP |
| Aug 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on File |
| Deed Sale | Aug 4, 2021 · Amount on File |
| Prior Sale | May 15, 2001 · Amount on File |
| Deed Book / Page | 2126 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 CLIPPER WAY, BRISTOL, RI 02809-4810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002313-306 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 2313/306 |
| Instrument | 2026-516 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 CLIPPER WAY, BRISTOL, RI 02809-4810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002280-27 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 2280/27 |
| Instrument | 2025-887 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Aug 4, 2021 |
| Property Address | 38 CLIPPER WAY, BRISTOL, RI 02809-4810 |
| Document Number | 2126-71 |
| Book / Page | 2126 / 71 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 12148 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 RIVER ST, BRISTOL, RI 02809-4142 |
| Document Number | 12149 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 12149 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 38 Clipper Way was $8,060, up 12.2% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,060.00 (+12.21%) | |
| 2025 | $7,183.00 | $748,200 Land $207,100 Building $541,100 |
| 2023 | $6,759.00 (+2.77%) | $505,900 (-) Land $172,600 Building $333,300 |
| 2022 | $6,577.00 | $505,900 Land $172,600 Building $333,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Clipper Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2001–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Clipper Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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