Middlesex County and Lowell City property record for 38 Cliffside Rd, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1970 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2016) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M21780 |
| Primary APN | M21780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M21780 |
|---|---|
| Street Address | 38 CLIFFSIDE RD |
| City | LOWELL |
| State | MA |
| Zip | 01852-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Subdivision | PLAN 1674-16 SHEET 01 |
| Legal Block | 1320 |
| Legal Lot Number | 38 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 312501 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 CLIFFSIDE RD, LOWELL, MA 01852-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Nov 19, 2010 · Amount on Record |
| Deed Book / Page | 217 / 76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 38 CLIFFSIDE RD, LOWELL, MA 01852-1506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000315555 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 315555 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 38 CLIFFSIDE RD, LOWELL, MA 01852-1506 |
| Document Number | 0000307555 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 CLIFFSIDE RD LOWELL MA 018521506, LOWELL, MA 01852-1506 |
| Document Number | 0000307555 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 307555 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 18, 2030 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+0.14%) | $507,900 (+3.89%) Land $210,100 Building $297,800 | $552,995 (+10.98%) |
| 2024 | $5,823.00 (+4.19%) | $488,900 (+8.64%) Land $196,400 Building $292,500 | $498,275 |
| 2023 | $5,589.00 | $450,000 Land $170,700 Building $279,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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