Boone County property record for 38 Circle Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 921 sqft · built 1957 |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Nov 2019) |
| Tax Bill | $1,154 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061.12-24-031.00 |
| Primary APN | 061.12-24-031.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 921 sqft Finished Area |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 38 CIRCLE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 FAIRFIELD (F2-12-31) |
| Legal Subdivision | FAIRFIELD |
| Legal Lot Number | 7 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 70202 |
Source: Boone County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 38 CIRCLE DR, FLORENCE, KY 41042-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Nov 13, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Mar 5, 2008 · Amount on Record |
| Deed Document Number | 788404 |
| Deed Book / Page | D1136 / 143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 38 CIRCLE DR, FLORENCE, KY 41042-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | M4405/803 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | M4405/803 |
| Instrument | 824676 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Nov 13, 2019 |
| Property Address | 38 CIRCLE DR, FLORENCE, KY 41042-2433 |
| Document Number | D1136/143 |
| Book / Page | D1136 / 143 |
| Map Reference | MB 2 PG 40 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 788404 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3434 CASCADE CT, 3434, ERLANGER, KY 41018-2816 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38 CIRCLE DR, FLORENCE, KY 41042-2433 |
| Document Number | 788405 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 788405 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 (-2.04%) | $117,000 (-) Land $15,000 Building $102,000 | |
| 2024 | $117,000 (-) Land $15,000 Building $102,000 | ||
| 2023 | $1,178.00 (+6.32%) | $117,000 (-) Land $15,000 Building $102,000 | $117,000 (-) Land $15,000 Building $102,000 |
| 2022 | $1,108.00 | $117,000 Land $15,000 Building $102,000 | $117,000 Land $15,000 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures