38 Cinnamon Rdg, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 38 Cinnamon Rdg, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,192 sqft · built 1983
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Sep 2021)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`539100`

Property Details

APN / Parcel Number

Primary APN	`539100`
Alternative APN	`OSAY M:050 B:017 L:15`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	4,835 sqft
1st Floor Area	1,062 sqft
Attic	Attic
Attic Area	552 sqft
Basement Area	1,062 sqft
Unfinished Basement	642 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	539100
Street Address	38 CINNAMON RDG
City	OLD SAYBROOK
State	CT
Zip	06475-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Subdivision	OYSTER RIVER LNDG
Legal Block	17
Legal Lot Number	15
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2000
Census Tract	670100

Owner

38 Cinnamon Rdg is owned and occupied by two individuals who acquired it in December 2023.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 CINNAMON RDG, OLD SAYBROOK, CT 06475-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit CARRINGTON MORTGAGE SERVICES LLC
Dec 26, 2023	Quit Claim Deed, Transfer · Second Mortgage (Down Payment) CARRINGTON MORTGAGE SERVICES LLC
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Book / Page	668 / 999
Last Transfer Date	Dec 13, 2023
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	38 CINNAMON RDG, OLD SAYBROOK, CT 06475-1000
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000700-35
Date	Jul 23, 2025
Book Page	700/35

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Dec 26, 2023
Property Address	38 CINNAMON RDG, OLD SAYBROOK, CT 06475-1000
Document Number	000688-818
Book / Page	688 / 818
Instrument Date	Dec 13, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000688820
Date	Dec 26, 2023
Instrument	688/820

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 17, 2021
Property Address	38 CINNAMON RDG, OLD SAYBROOK, CT 06475-1000
Document Number	668-999
Book / Page	668 / 999
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 DEER LN, IVORYTON, CT 06442-1120

Mortgage

Document Number	6681002
Date	Sep 17, 2021
Instrument	668/1002

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cinnamon Rdg was $6,050.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,050.00	$390,300 Land $89,100 Building $301,200	$273,210 Land $62,370 Building $210,840
2024	$6,050.00 (+16.84%)
2023	$5,178.00 (+1.89%)	$253,100 (-) Land $70,900 Building $182,200
2022	$5,082.00	$253,100 Land $70,900 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cinnamon Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cinnamon Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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