38 Christopher Dr, Oxford, OH 45056 Property Records

Butler County property record for 38 Christopher Dr, Oxford, OH 45056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,713 sqft · built 1994
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Dec 1997)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H4100-031-000-072`

Property Details

APN / Parcel Number

Primary APN	`H4100-031-000-072`
Alternative APNs	`0006400` `90001` `90898`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	579 sqft
Basement Area	326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	107 ft deep x 82 ft wide
View / Lot	Neighborhood / Spot
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	220 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 CHRISTOPHER DR
City	OXFORD
State	OH
Zip	45056-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INFL
Legal Description	3003 ENT
Legal Subdivision	CALICO NORTHWOODS
Legal Lot Number	3003
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2006
Census Tract	10105

Owner

Source: Butler County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 CHRISTOPHER DR, OXFORD, OH 45056-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1997 · Amount on File
Deed Sale	Dec 1, 1997 · Amount on File
Prior Sale	Nov 6, 1995 · Amount on File
Last Transfer Date	Mar 12, 2012
Transfer Doc	0000011762
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 7, 2021
Property Address	38 CHRISTOPHER DR, OXFORD, OH 45056-9743
Document Number	0000026744
Book / Page	9647 / 1356
Instrument Date	May 5, 2021
Instrument	2021-00026744
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHRISTOPHER DR, OXFORD, OH 45056-9743

Mortgage

Document Number	0096471358
Date	May 7, 2021
Instrument	9647/1358

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	38 CHRISTOPHER DR, OXFORD, OH 45056-9743
Document Number	0000003279
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHRISTOPHER DR OXFORD OH 450569743, OXFORD, OH 45056-9743

Mortgage

Document Number	0000003279
Date	Jan 22, 2020
Book Page	009393/001090
Instrument	3279

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+4.41%)	$80,020 (-) Land $16,070 Building $63,950	$228,610 (-) Land $45,910 Building $182,700
2024	$2,949.00 (+4.2%)
2023	$2,830.00 (+12.44%)	$80,020 (+23.47%) Land $16,070 Building $63,950	$228,610 (+23.46%) Land $45,910 Building $182,700
2022	$2,517.00	$64,810 Land $16,070 Building $48,740
2020			$185,170 Land $45,910 Building $139,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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