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38 Cherry Tree Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 38 Cherry Tree Cir, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,381 sqft · built 1985
Lot Size0.224 acres (9,749 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Oct 2025)
Tax Bill$12,014 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-00078-0000-00173

Property Details

APN / Parcel Number

Primary APN21-00078-0000-00173
Alternative APNs
  • 210007800173
  • 03878178

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,381 sqft Living Area
1st Floor Area1,072 sqft
Upper Floors Area941 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area9,749 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area304 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number03878178
Street Address38 CHERRY TREE CIR
CityHOWELL
StateNJ
Zip07731-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFRIENDSHIP MANOR
Legal Block78
Legal Lot Number173
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1013
Census Tract811304

Owner

Source: Monmouth County and Howell Township records · APN 21-00078-0000-00173

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PROVIDENT BANK
Oct 06, 2025Deed, Transfer · Conventional Mortgage
FM HOME LOANS LLC
Jan 11, 2021Grant Deed, Transfer
ADVISORS MTG
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number202579548
Deed Book / Page9759 / 5131
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CHERRY TREE CIRCLE, HOWELL, NJ 07731-1527

Mortgage

Document Number0096715842
DateDec 18, 2023
Book Page9671/5842
Instrument2023087651
Lender
NamePROVIDENT BANK
TypeBank
AddressWOODBRIDGE, NJ 07095
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 06, 2025
Property Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Document Number0097595131
Book / Page9759 / 5131
Instrument DateOct 03, 2025
Instrument2025079548
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 CHAMPIONS WAY, MANALAPAN, NJ 07726-4244

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527

Mortgage

Document Number2025079549
DateOct 06, 2025
Instrument2025079549
Lender
NameFM HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 11, 2021
Property Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Document Number0000006024
Book / Page009472 / 001057
Instrument DateDec 09, 2020
Instrument6024
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyRMS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 CHERRY TREE CIR HOWELL NJ 077311527, HOWELL, NJ 07731-1527

Mortgage

Document Number6025
DateJan 11, 2021
Book Page009472/001103
Instrument6025
Lender
NameADVISORS MTG
TypeMortgage Company
AddressINTERLAKEN, NJ 07712
Agreement
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address38 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Document Number0000006025
Instrument DateDec 09, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006025
DateJan 11, 2021
Book Page009472/001103
Instrument6025
Lender
NameADVISORS MTG
TypeMortgage Company
AddressINTERLAKEN, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$741,500 (+6.22%) Land $362,200 Building $379,300$741,500 (+6.22%) Land $362,200 Building $379,300
2025$12,014.00 (+4.57%)$698,100 (+40.63%) Land $322,200 Building $375,900$698,100 (+40.63%) Land $322,200 Building $375,900
2024$11,489.00 (+34.94%)
2023$496,400 Land $187,200 Building $309,200$496,400 Land $187,200 Building $309,200
2022$8,514.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 58% of New Jersey
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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