38 Cherry St, Apt 2, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 38 Cherry St, Apt 2, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,300 sqft · built 1900
Lot Size	0.095 acres (4,151 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2023)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:093 B:561 L:037 S:002`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:093 B:561 L:037 S:002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,450 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,151 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 CHERRY ST, 2
City	LYNN
State	MA
Zip	01902-5510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Block	561
Legal Lot Number	37
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3005
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 CHERRY ST, 2, LYNN, MA 01902-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN CREDIT UNION
Dec 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Dec 14, 2016 · Amount on Record
Deed Document Number	20231420
Deed Book / Page	41898 / 205
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Sep 2, 2026
Property Address	38 CHERRY ST, 2, LYNN, MA 01902-5510
Document Number	0000001460
Book / Page	43607 / 298
Instrument Date	Aug 10, 2026
Instrument	20261460
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHERRY ST, 2, LYNN, MA 01902-5510

Mortgage

Document Number	0000001460,
Date	Sep 2, 2026
Book Page	43607/298
Instrument	20261460

Lender

Name	AMERICAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 8, 2023
Property Address	38 CHERRY ST APT 2, 2, LYNN, MA 01902-5510
Document Number	041898-205
Book / Page	41898 / 205
Instrument Date	Dec 8, 2023
Instrument	20231208001420
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHERRY ST APT 2, 2, LYNN, MA 01902-5510

Mortgage

Document Number	231208001430
Date	Dec 8, 2023
Instrument	231208001430

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+0.25%)	$354,000 (+0.83%) Building $354,000	$406,982 (+6.73%)
2025	$3,637.00 (+7.73%)	$351,100 (+9.51%) Building $351,100	$381,330
2024	$3,376.00 (+2.61%)	$320,600 (+8.64%) Building $320,600
2023	$3,290.00	$295,100 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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