38 Cherry Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 38 Cherry Ln, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4,436 sqft · built 2011
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Nov 2021)
Tax Bill	$24,621 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00105-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`63-00105-0000-00002`
Alternative APNs	`630010500002` `007000`

Interior

Stories	1 Story
Building Area	4,436 sqft Living Area
1st Floor Area	4,436 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Account Number	007000
Street Address	38 CHERRY LN
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.930 AC
Legal Subdivision	SADDLE ROCK ESTATES
Legal Block	105
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1004
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00105-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 CHERRY LN, UPPER SADDLE RIVER, NJ 07458-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	2021163178
Deed Book / Page	4435 / 1730
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 01, 2021
Property Address	38 CHERRY LN, UPPER SADDLE RIVER, NJ 07458-1004
Document Number	0044351730
Book / Page	4435 / 1730
Instrument Date	Oct 18, 2021
Instrument	2021163178
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 PARKVIEW DR, 418, TROPHY CLUB, TX 76262-4209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHERRY LN, UPPER SADDLE RIVER, NJ 07458-1004

Mortgage

Document Number	2021163179
Date	Nov 01, 2021
Instrument	2021163179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,600 (-) Land $337,200 Building $613,400	$950,600 (-) Land $337,200 Building $613,400
2025	$24,621.00 (+1.73%)	$950,600 (-) Land $337,200 Building $613,400	$950,600 (-) Land $337,200 Building $613,400
2024	$24,202.00 (+2.95%)
2023		$950,600 Land $337,200 Building $613,400	$950,600 Land $337,200 Building $613,400
2022	$23,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.