38 Charphil Dr, Newfoundland, PA 18445 Property Records

Wayne County property record for 38 Charphil Dr, Newfoundland, PA 18445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1989
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (May 2023)
Tax Bill	$2,767 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-0-0026-0011`

Property Details

APN / Parcel Number

Primary APN	`08-0-0026-0011`
Alternative APN	`105033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	392 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	105033
Street Address	38 CHARPHIL DR
City	NEWFOUNDLAND
State	PA
Zip	18445-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A NU FOUND HI LANDS
Legal Subdivision	NU FOUND HILANDS SUBDIVISION PHASE L
Legal Lot Number	1A
Jurisdiction	WAYNE PA
Township / Civil Division	DREHER
Census Block Group	2
Census Block	2009
Census Tract	961300

Owner

38 Charphil Dr is owned and occupied by an individual who bought it in May 2023.

Source: Wayne County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	38 CHARPHIL DR, NEWFOUNDLAND, PA 18445-5052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Deed Document Number	20232449
Deed Book / Page	6308 / 343
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE PA
Recording Date	May 3, 2023
Property Address	38 CHARPHIL DR, NEWFOUNDLAND, PA 18445-5052
Document Number	0063080343
Book / Page	6308 / 343
Map Reference	MB 62 PG 44
Instrument Date	Apr 17, 2023
Instrument	202300002449
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CHARPHIL DR, NEWFOUNDLAND, PA 18445-5052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SPRUCE LN, NEWFOUNDLAND, PA 18445-9601

Mortgage

Document Number	202300002450
Date	May 3, 2023
Instrument	202300002450

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE PA
Property Address	38 CHARPHIL DR, NEWFOUNDLAND, PA 18445-5052
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058170177
Date	Jan 21, 2021
Book Page	5817/177
Instrument	202100000682

Lender

Name	PS BANK
Type	Bank
Address	WYALUSING, PA 18853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 38 Charphil Dr was $2,767.

Source: Wayne County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Wayne County
County Subdivision	Dreher Township
Unified School District	Wallenpaupack Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,767.00	$187,000 Land $61,100 Building $125,900
2025			$187,000 Land $61,100 Building $125,900
2024	$2,571.00 (-28.88%)	$187,000 (-) Land $61,100 Building $125,900
2023	$3,615.00 (+47.43%)	$187,000 Land $61,100 Building $125,900
2022	$2,452.00		$187,000 Land $61,100 Building $125,900
2004			$187,000 Land $61,100 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Charphil Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1984–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Charphil Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Charphil Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures