38 Charlotte Dr, Plainfield, CT 06374 Property Records

Plainfield Town property record for 38 Charlotte Dr, Plainfield, CT 06374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1986
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Tax Bill	$3,557 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`102300`

Property Details

APN / Parcel Number

Primary APN	`102300`
Alternative APNs	`PLAI M:013 B:0079 L:0045` `PNFD M:013 B:0079 L:0045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	102300
Street Address	38 CHARLOTTE DR
City	PLAINFIELD
State	CT
Zip	06374-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA60
Legal Block	79
Legal Lot Number	45
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	907100

Owner

38 Charlotte Dr is owned and occupied by an individual.

Source: Plainfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 CHARLOTTE DR, PLAINFIELD, CT 06374-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU
Jan 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	38 CHARLOTTE DR, PLAINFIELD, CT 06374-2201
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000640-803
Date	Oct 7, 2025
Book Page	640/803
Instrument	2025-38157

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	38 CHARLOTTE DR, PLAINFIELD, CT 06374-2201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	548-188
Date	Jan 8, 2020
Book Page	548/188
Instrument	202020-22958

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 38 Charlotte Dr was $3,557.

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,557.00	$154,250 (-) Land $32,900 Building $121,350	$295,745 (+173.9%)
2025		$154,250 (-) Land $32,900 Building $121,350	$107,975 Land $23,030 Building $84,945
2024	$3,680.00 (+1.97%)	$154,250 (-) Land $32,900 Building $121,350
2023	$3,609.00 (+25.23%)	$154,250 (+62.35%) Land $32,900 Building $121,350
2022	$2,882.00	$95,010 Land $28,450 Building $66,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Charlotte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Charlotte Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: AT&T, Frontier, T-Mobile.

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