Essex County and Salem City property record for 38 Charles St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,659 sqft · built 1956 |
| Lot Size | 0.151 acres (6,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $353,000 (Jun 2005) |
| Tax Bill | $6,322 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | SALE M:32 L:0105 |
| Primary APN | SALE M:32 L:0105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 3,246 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,560 sqft (0.151 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 CHARLES ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 105 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 204101 |
38 Charles St is owned and occupied by an individual who bought it in June 2005.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 CHARLES ST, SALEM, MA 01970-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2005 · Amount on File |
| Deed Sale | Jun 1, 2005 · Amount on File |
| Prior Sale | Oct 31, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 Charles St was $6,322, up 4.5% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,322.00 (+4.48%) | $586,500 (+9.91%) Land $236,900 Building $339,600 | $616,671 (-4.26%) |
| 2025 | $6,051.00 (+2.51%) | $533,600 (+5.04%) Land $213,200 Building $320,400 | $644,100 |
| 2024 | $5,903.00 (+4.05%) | $508,000 (+12.02%) Land $202,600 Building $305,400 | |
| 2023 | $5,673.00 | $453,500 Land $187,000 Building $266,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Charles St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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