38 Chardonnay, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 38 Chardonnay, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,451 sqft · built 2021
Lot Size	0.128 acres (5,558 sqft)
Owner	2 Company Names on Record
Last Sale	$612,500 (May 2024)
Tax Bill	$9,419 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`673-990-003`

Property Details

APN / Parcel Number

Primary APN	`673-990-003`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	1,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Tile
Lot Area	5,558 sqft (0.128 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	38 CHARDONNAY
City	RANCHO MIRAGE
State	CA
Zip	92270-5680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.12761708 ACREAGEQUALCODE ML LOT 117 LOTTYPE L MAPPLATB 474 MAPPLATP 049 SUBDIVISIONNAME TR 36809-5
Legal Subdivision	TRACT 368095
Legal Tract	36809-5
Legal Lot Number	117
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3013
Census Tract	940600

Owner

Source: Riverside County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7117 SOUNDVIEW DR, GIG HARBOR, WA 98335-1958
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 14, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2024147801
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 7, 2026
Property Address	38 CHARDONNAY, RANCHO MIRAGE, CA 92270-5680
Document Number	0000312569
Instrument Date	Oct 2, 2026
Instrument	2026312569
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	7117 SOUNDVIEW DR, GIG HARBOR, WA 98335-1958

Mortgage

Document Number	0000312569,
Date	Oct 7, 2026
Instrument	2026312569

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2066

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 30, 2026
Property Address	38 CHARDONNAY, RANCHO MIRAGE, CA 92270-5680
Document Number	0000237123
Instrument Date	Jul 27, 2026
Instrument	2026237123
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	7117 SOUNDVIEW DR, GIG HARBOR, WA 98335-1958

Mortgage

Document Number	0000237123,
Date	Jul 30, 2026
Instrument	2026237123

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 14, 2022
Property Address	38 CHARDONNAY, RANCHO MIRAGE, CA 92270-5680
Document Number	0000123265
Map Reference	MB 474 PG 49-60
Instrument Date	Feb 23, 2022
Instrument	2022-0123265
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 CHARDONNAY, RANCHO MIRAGE, CA 92270-5680

Mortgage

Document Number	0000123267
Date	Mar 14, 2022
Instrument	2022-0123267

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,303 (+2.49%) Land $159,311 Building $480,992
2025	$9,419.00 (+83.25%)	$624,749 (+125.26%) Land $156,188 Building $468,561
2023	$5,140.00 (+28.92%) Homeowner's exemption	$277,343 Land $86,463 Building $190,880
2022	$3,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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