38 Cedar Point Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 38 Cedar Point Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1949
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,836 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:120 L:26`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:120 L:26`
Alternative APN	`2202`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	1,635 sqft
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2202
Street Address	38 CEDAR POINT RD
City	DURHAM
State	NH
Zip	03824-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	1
Legal Lot Number	26
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	80202

Owner

Source: Strafford County and Durham Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 GIBSON RD, HILLSBOROUGH, NH 03244-4843
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS BK
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS BK
Apr 5, 2019	Loan Modification, Mortgage PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	38 CEDAR POINT RD, DURHAM, NH 03824-3305
Document Number	0048310099
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 CEDAR POINT RD DURHAM NH 038243305, DURHAM, NH 03824-3305

Mortgage

Document Number	0048310099
Date	Nov 9, 2020
Book Page	004831/000099
Instrument	19603

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	38 CEDAR POINT RD, DURHAM, NH 03824-3305
Document Number	0046570527
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 CEDAR POINT RD DURHAM NH 038243305, DURHAM, NH 03824-3305

Mortgage

Document Number	0046570527
Date	May 29, 2019
Book Page	004657/000527
Instrument	6424

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM TOWN NH
Property Address	38 CEDAR POINT RD, DURHAM, NH 03824-3305
Document Number	0046510523
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CEDAR POINT RD DURHAM NH 038243305, DURHAM, NH 03824-3305

Mortgage

Document Number	0046510523
Date	May 6, 2019
Book Page	004651/000523
Instrument	5239

Lender

Name	PEOPLE'S UNITED BK
Type	Bank

Agreement

Term	480 Months
Due	May 5, 2059

Tax Assessment & Valuation

Source: Strafford County and Durham Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,836.00 (+12.67%)	$945,200 (+21.38%) Land $819,500 Building $125,700
2024	$15,831.00 (+50.14%)	$778,700 (+114.46%) Land $664,500 Building $114,200
2022	$10,544.00	$363,100 Land $301,400 Building $61,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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