38 Cedar Point Dr, Williams Bay, WI 53191 Property Records

Walworth County property record for 38 Cedar Point Dr, Williams Bay, WI 53191 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,324 sqft (0.237 acres)
OccupancyOwner Occupied
Tax Bill$9,700.00 (2025)

Property Details

APN / Parcel Number

Primary APNWCP1 00018

Exterior

Lot Area10,324 sqft (0.237 acres)

Location & Zoning

Old Parcel NumberWCP100018
Street Address38 CEDAR POINT DR
CityWILLIAMS BAY
StateWI
Zip53191-9746
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 CEDAR POINT PARK 1ST ADD. VILLAGE OF WILLIAMS BAY
Legal SubdivisionCEDAR POINT PARK 1ST ADD.
Legal Lot Number20
JurisdictionWALWORTH WI
Minor Civil DivisionWILLIAMS BAY
Census Blockgroup2
Census Block2042
Census Tract1606

Owner

Source: Walworth County records · APN WCP1 00018

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address38 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9746
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FIRST NATIONAL BANK & TRUST CO
Aug 05, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK & TRUST CO
Apr 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK & TRUST CO
Dec 08, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2021
Deed SaleDec 08, 2021
Prior SaleJul 15, 2005
Deed Doc Number1052359
Record RefreshedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address38 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9746
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000974417
DateAug 29, 2018
Instrument974417
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address38 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9746
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000991861
DateAug 05, 2019
Instrument991861
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJul 12, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address38 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9746
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001060642
DateApr 25, 2022
Instrument1060642
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.12%
IndexOther
Margin3
Max Rate8.12%

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWALWORTH WI
Recording DateDec 08, 2021
Property Address38 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9746
Document Number0001052359
Map ReferenceVOL 8 PG 8
Instrument DateDec 04, 2021
Instrument1052359
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 E JONQUIL TER, ARLINGTON HEIGHTS, IL 60004-3522

Tax Assessment & Valuation

Source: Walworth County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWalworth County
MunicipalityWilliams Bay Village
Unified School DistrictWilliams Bay School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,700.00 (+3.22%) Homeowner's exemption$1,142,100 (+42.5%) Land $603,900 Building $538,200$1,127,082 (+41.65%) Land $595,959 Building $531,123
2023$9,397.00 (-9.95%)$801,500 (-) Land $481,000 Building $320,500
2022$10,435.00$801,500 Land $481,000 Building $320,500$795,707

Flood & Wildfire

38 Cedar Point Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walworth County (55127C), updated March 2, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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