Westchester County and Ossining Town property record for 38 Cedar Ln, Ossining, NY 10562 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,422 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Last Sale | $352,000 (2019) |
| Primary APN | 554289 89.11-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,422 sqft Living Area |
| 1st Floor | 948 sqft 1st Floor |
| Upper Floors | 474 sqft Upper Floors |
| Basement Area | 250 sqft Basement |
| Unfinished Basement | 250 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Basement Garage |
| Porch | Open Porch |
| Porch Area | 344 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 38 CEDAR LN |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MYSTIC POINTE II CONDOMINIUM |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | OSSINING |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records · APN 554289 89.11-2-3
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 16, 2019 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Aug 28, 1998 · Amount on Record |
| Deed Doc Number | 2019592543076 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Document Number | 0000003458 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 20263458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Document Number | 0000003458, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20263458 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | BLUE FINANCIAL ABSTRACT CORPORATION, BLUE FIN ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0611443158 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 611443158 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | BLUE FINANCIAL ABSTRACT CORPORATION, BLUE FIN ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0611443179 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 611443179 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | 07056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 16, 2019 |
| Property Address | 38 CEDAR LN, OSSINING, NY 10562-2404 |
| Document Number | 0592543076 |
| Map Reference | MAP 18207 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 592543076 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | HUDSON UNITED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 SCHOOLHOUSE RD, 61, STAATSBURG, NY 12580-6233 |
| Name | Verified Name |
|---|---|
| Address | 4317 48TH ST APT 4L, 4L, SUNNYSIDE, NY 11104-1643 |
| Document Number | 0593383186 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 593383186 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503,100 (+13.01%) Land $217,300 Building $285,800 | $503,100 (+13.01%) Land $217,300 Building $285,800 | |
| 2024 | Additional exemption filed | $445,200 (+7.77%) Land $168,300 Building $276,900 | $445,200 (+7.77%) Land $168,300 Building $276,900 |
| 2023 | $413,100 (+9.93%) Land $168,300 Building $244,800 | $413,100 (+9.93%) Land $168,300 Building $244,800 | |
| 2022 | $375,800 Land $168,300 Building $207,500 | $375,800 Land $168,300 Building $207,500 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures