38 Cedar Grove, Hancock, ME 04640 Property Records

Hancock County and Hancock Town property record for 38 Cedar Grove, Hancock, ME 04640

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$155,600 (Dec 2021)
Tax Bill$1,032 (2025)
Deeds & MortgagesJul 2023 Refinance
Feb 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNHANK M:223 L:026

Property Details

APN / Parcel Number

Primary APNHANK M:223 L:026
Alternative APN
  • 1346

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number1346
Street Address38 CEDAR GRV
CityHANCOCK
StateME
Zip04640-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number26
JurisdictionHANCOCK ME
Township / Civil DivisionHANCOCK
Census Block Group1
Census Block1005
Census Tract966700

Owner

38 Cedar Grove is owned and occupied by an individual who bought it in December 2021.

Source: Hancock County and Hancock Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address38 CEDAR GRV, HANCOCK, ME 04640-3204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
1ST NATIONAL BANK
Feb 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
1ST NATIONAL BANK
Dec 20, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
1ST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on File
Deed SaleDec 20, 2021 · Amount on File
Prior SaleMay 15, 2019 · Amount on File
Deed Document Number202121932
Deed Book / Page7177 / 211
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK ME
Property Address38 CEDAR GRV, HANCOCK, ME 04640-3204
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072780257
DateJul 18, 2023
Book Page7278/257
Instrument2023008174
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueAug 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK ME
Property Address38 CEDAR GRV, HANCOCK, ME 04640-3204
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071890595
DateFeb 15, 2022
Book Page7189/595
Instrument2022002370
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHANCOCK ME
Recording DateDec 20, 2021
Property Address38 CEDAR GRV, HANCOCK, ME 04640-3204
Document Number0071770211
Book / Page7177 / 211
Instrument DateDec 20, 2021
Instrument2021021932
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 STICKNEY TER, HALLOWELL, ME 04347-1718

Mortgage

Document Number2021021933
DateDec 20, 2021
Instrument2021021933
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cedar Grove was $1,032, up 9.6% from the year before.

Source: Hancock County and Hancock Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionHancock Town
Unified School DistrictHancock Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,032.00 (+9.55%)$106,900 (+33.29%) Land $49,900 Building $57,000
2024$942.00 (+11.88%)$80,200 (-) Land $37,500 Building $42,700
2023$842.00$80,200 (-) Land $37,500 Building $42,700
2022$842.00$80,200 Land $37,500 Building $42,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Cedar Grove in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cedar Grove is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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