38 Cedar Cir, Boynton Beach, FL 33436 Property Records

Palm Beach County property record for 38 Cedar Cir, Boynton Beach, FL 33436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1987
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (Jul 2018)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-43-45-07-01-003-0380`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-07-01-003-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,403 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	1,403 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	441 sqft

Exterior Amenities

Pool Area	52 sqft
Porch	Open Porch
Porch Area	425 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	38 CEDAR CIR
City	BOYNTON BEACH
State	FL
Zip	33436-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MEADOWS 300 PLAT NO 1 LT 38 BLK C
Legal Range	43E
Legal Township	45S
Legal Section	07
Legal Subdivision	MEADOWS 300
Legal Block	C
Legal Lot Number	38
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2004
Census Tract	5820

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2019	Deed of Trust, Mortgage · FHA Mortgage K & B CAPITAL CORP
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage CHOICE MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	20180261176
Deed Book / Page	29972 / 0055
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342261977
Date	Apr 10, 2023
Book Page	34226/1977
Instrument	20230115942

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116

Mortgage

Document Number	0322090362
Date	Feb 18, 2021
Book Page	32209/362
Instrument	20210076759

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0308251408
Date	Aug 15, 2019
Book Page	30825/1408
Instrument	20190302696

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 5, 2018
Property Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116
Document Number	0299720055
Book / Page	29972 / 0055
Map Reference	MB 43 PG 58
Instrument Date	Jun 29, 2018
Instrument	20180261176
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 EAGLE DR, 660, DELRAY BEACH, FL 33444-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CEDAR CIR, BOYNTON BEACH, FL 33436-9116

Mortgage

Document Number	20180261177
Date	Jul 5, 2018
Instrument	20180261177

Lender

Name	CHOICE MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,363.00 (+6.24%) Homeowner's exemption	$290,028 (+5.99%)	$407,489 (+0.38%) Land $155,075 Building $252,414
2023	$5,048.00 (+1.57%) Homeowner's exemption	$273,645 (+3%)	$405,936 (+7.96%) Land $149,776 Building $256,160
2022	$4,970.00 Homeowner's exemption	$265,675	$376,008 Land $170,232 Building $205,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1999 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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