38 Castle Bay Dr, Hampstead, NC 28443 Property Records

Pender County property record for 38 Castle Bay Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,666 sqft · built 2002
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Aug 2021)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-98-1545-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-98-1545-0000`
Alternative APNs	`000041555` `924290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,409 sqft (0.216 acres)
Porch	Porch
Porch Area	66 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000041555
Old Parcel Number	3283 98 1545 0000
Street Address	38 CASTLE BAY DR
City	HAMPSTEAD
State	NC
Zip	28443-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L1, PB 35/41, CASTLE BAY, PH 2
Legal Subdivision	CASTLE BAY
Legal Phase	2
Legal Lot Number	1
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920203

Owner

Source: Pender County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 CASTLE BAY DR, HAMPSTEAD, NC 28443-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Mar 28, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	0019274760
Deed Book / Page	1927 / 4760
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 4, 2021
Property Address	38 CASTLE BAY DR, HAMPSTEAD, NC 28443-3545
Document Number	0047601927
Book / Page	4760 / 1927
Map Reference	MB 35 PG 41
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 VISTA DR, 105, CLINTON, NC 28328-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CASTLE BAY DR, HAMPSTEAD, NC 28443-3545

Mortgage

Document Number	0047601931
Date	Aug 4, 2021
Instrument	4760/1931

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	38 CASTLE BAY DR, HAMPSTEAD, NC 28443-3545
Document Number	0047182241
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CASTLE BAY DR HAMPSTEAD NC 284433545, HAMPSTEAD, NC 28443-3545

Mortgage

Document Number	0047182241
Date	Jul 22, 2020
Book Page	004718/002241
Instrument	20066865

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 28, 2019
Property Address	38 CASTLE BAY DR, HAMPSTEAD, NC 28443-3545
Document Number	0046812324
Book / Page	004681 / 002324
Instrument Date	Mar 22, 2019
Instrument	20047207
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CASTLE BAY DR HAMPSTEAD NC 284433545, HAMPSTEAD, NC 28443-3545

Mortgage

Document Number	46812327
Date	Mar 28, 2019
Book Page	004681/002327
Instrument	20047208

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+14.77%)	$294,563 (+21.23%) Land $35,028 Building $259,535	$294,563 (+21.23%) Land $35,028 Building $259,535
2023		$242,969 (-) Land $69,400 Building $173,569	$242,969 (-) Land $69,400 Building $173,569
2022	$2,132.00	$242,969 Land $69,400 Building $173,569	$242,969 Land $69,400 Building $173,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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