Orange County property record for 38 Carver, Irvine, CA 92620
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,078 sqft · built 1980 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (May 2025) |
| Tax Bill | $11,146 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-062-19 |
| Primary APN | 551-062-19 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,078 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Lot Area | 5,200 sqft (0.119 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38 CARVER |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9496 BLK LOT 19 |
| Legal Tract | 9496 |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 52417 |
Source: Orange County records · APN 551-062-19
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 38 CARVER, IRVINE, CA 92620-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Dec 19, 2017 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Dec 19, 2017 · Amount on Record |
| Deed Document Number | 2025000149005 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 38 CARVER, IRVINE, CA 92620-3317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 965 PONDEROSA AVE, SUNNYVALE, CA 94086-8986 |
| Document Number | 0000065374 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 2026000065374 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 38 CARVER, IRVINE, CA 92620-3317 |
| Document Number | 0000117338 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 CARVER IRVINE CA 926203317, IRVINE, CA 92620-3317 |
| Document Number | 0000117338 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 117338 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 38 CARVER, IRVINE, CA 92620-3317 |
| Document Number | 0000546294 |
| Map Reference | MB411 PG33-36 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 2017000546294 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 38 CARVER, IRVINE, CA 92620-3317 |
| Document Number | 0000546295 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017000546295 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.35% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,146.00 (+4.84%) Homeowner's exemption | $1,061,592 (+4.04%) Land $876,037 Building $185,555 |
| 2023 | $10,631.00 (+1.92%) Homeowner's exemption | $1,020,370 Land $842,020 Building $178,350 |
| 2022 | $10,431.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, California Internet, Google Fiber, T-Mobile USA.
Based on FCC filings for 775 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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