38 Carter Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 38 Carter Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,488 sqft · built 1970
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2013)
Tax Bill	$9,851 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-88-3762`

Property Details

APN / Parcel Number

Primary APN	`14-88-3762`
Alternative APNs	`FRAM M:014 B:88 L:3762 U:000` `M:737.0 B:0001 L:0017.0` `F_668361_2948728` `17599`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17599
Street Address	38 CARTER DR
City	FRAMINGHAM
State	MA
Zip	01701-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	88
Legal Lot Number	3762
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4002
Census Tract	383904

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CARTER DR, FRAMINGHAM, MA 01701-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage MAIN STREET BANK (MA)
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	2013163
Deed Book / Page	786 / 100
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	38 CARTER DR, FRAMINGHAM, MA 01701-3003
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001978127
Date	Jun 3, 2025
Instrument	1978127

Lender

Name	MAIN STREET BANK (MA)

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	38 CARTER DR, FRAMINGHAM, MA 01701-3003
Document Number	0001854264
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 CARTER DR FRAMINGHAM MA 017013003, FRAMINGHAM, MA 01701-3003

Mortgage

Document Number	0001854264
Date	Sep 24, 2020
Instrument	1854264

Lender

Name	MAIN STREET BK (MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2040

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,851.00 (+5.48%)	$832,700 (+6.46%) Land $360,200 Building $472,500	$817,449 (+2.33%)
2025	$9,339.00 (-0.11%)	$782,200 (+4.25%) Land $343,000 Building $439,200	$798,855 (+2.21%)
2024	$9,349.00 (+5%)	$750,300 (+10.31%) Land $305,200 Building $445,100	$781,565
2023	$8,904.00	$680,200 Land $281,300 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 102 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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