38 Cambridge Rd, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 38 Cambridge Rd, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 1940
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Jan 2025)
Tax Bill	$18,268 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-00785-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`02-00785-0000-00010`
Alternative APN	`020078500010`

Interior

Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	2,210 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	020078500010
Street Address	38 CAMBRIDGE RD
City	BLOOMFIELD
State	NJ
Zip	07003-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	75 X 150
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	785
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3008
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Cambridge Rd is owner-occupied and held in a trust since October 2025.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 CAMBRIDGE RD, BLOOMFIELD, NJ 07003-2865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 22, 2025	Intrafamily Transfer, Transfer BRIDGETITLE AGENCY, RIDGE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Deed Document Number	20252981
Last Transfer Date	Oct 8, 2025
Transfer Doc	0000065939
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 CAMBRIDGE RD, BLOOMFIELD, NJ 07003-2865
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075818
Date	Dec 8, 2025
Instrument	2025075818

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Oct 22, 2025
Property Address	38 CAMBRIDGE RD, BLOOMFIELD, NJ 07003-2865
Document Number	0000065939
Instrument Date	Oct 16, 2025
Instrument	2025065939
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	BRIDGETITLE AGENCY, RIDGE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CAMBDDGE ROAD, BLOOMFIELD, NJ 07003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 CAMBRIDGE RD, BLOOMFIELD, NJ 07003-2865

Tax Assessment & Valuation

The 2025 property tax bill for 38 Cambridge Rd was $18,268, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,300 (+5.86%) Land $238,800 Building $315,500	$554,300 (+5.86%) Land $238,800 Building $315,500
2025	$18,268.00 (+2.86%)	$523,600 Land $238,800 Building $284,800	$523,600 Land $238,800 Building $284,800
2024	$17,760.00
2023		$523,600 Land $238,800 Building $284,800	$523,600 Land $238,800 Building $284,800
2022	$16,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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