Somerset County and Franklin Township property record for 38 Buffa Dr, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,007 sqft · built 1968 |
| Lot Size | 0.497 acres (21,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Nov 2012) |
| Tax Bill | $11,453 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification Oct 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00084-03-00023 |
| Primary APN | 08-00084-03-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,007 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 21,658 sqft (0.497 acres) |
| Lot Dimensions | 119 ft deep x 182 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0800084000000023 |
|---|---|
| Street Address | 38 BUFFA DR |
| City | SOMERSET |
| State | NJ |
| Zip | 08873-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | MIDDLEBUSH ESTATES SEC 2-C |
| Legal Block | 84.3 |
| Legal Lot Number | 23 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53405 |
38 Buffa Dr is owned and occupied by an individual who bought it in November 2012.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 BUFFA DR, SOMERSET, NJ 08873-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Oct 1, 2018 | Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR |
| Oct 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BANKING & TR CO |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SECRETARY/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on File |
| Deed Sale | Nov 14, 2012 · Amount on File |
| Prior Sale | May 31, 1996 · Amount on File |
| Deed Document Number | 201262686 |
| Deed Book / Page | 6576 / 917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 BUFFA DR, SOMERSET, NJ 08873-2750 |
| Document Number | 0000003171 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 38 BUFFA DR SOMERSET NJ 088732750, SOMERSET, NJ 08873-2750 |
| Document Number | 0000003171 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 007097/000160 |
| Instrument | 3171 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 BUFFA DR, SOMERSET, NJ 08873-2750 |
| Document Number | 0000041305 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38 BUFFA DR SOMERSET NJ 088732750, SOMERSET, NJ 08873-2750 |
| Document Number | 0000041305 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 007081/001035 |
| Instrument | 41305 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 BUFFA DR, SOMERSET, NJ 08873-2750 |
| Document Number | 0000047004 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 38 BUFFA DR SOMERSET NJ 088732750, SOMERSET, NJ 08873-2750 |
| Document Number | 0000047004 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 007090/000912 |
| Instrument | 47004 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2048 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 BUFFA DR, SOMERSET, NJ 08873-2750 |
| Document Number | 0000040533 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38 BUFFA DR SOMERSET NJ 088732750, SOMERSET, NJ 08873-2750 |
| Document Number | 0000040533 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 007080/000328 |
| Instrument | 40533 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
The 2025 property tax bill for 38 Buffa Dr was $11,453, up 13.5% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,600 (-) Land $331,000 Building $327,600 | $658,600 (-) Land $331,000 Building $327,600 | |
| 2025 | $11,453.00 (+13.5%) | $658,600 Land $331,000 Building $327,600 | $658,600 Land $331,000 Building $327,600 |
| 2024 | $10,091.00 | ||
| 2023 | $525,900 Land $301,800 Building $224,100 | $525,900 Land $301,800 Building $224,100 | |
| 2022 | $8,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Buffa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Buffa Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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