38 Bruce Rd, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 38 Bruce Rd, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,456 sqft · built 2016
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on Record
Tax Bill$6,292 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNBANG M:R35 L:060-E

Property Details

APN / Parcel Number

Primary APNBANG M:R35 L:060-E
Alternative APNs
  • M:R35 L:060=E
  • 10794

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area35,719 sqft (0.82 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number10794
Street Address38 BRUCE RD
CityBANGOR
StateME
Zip04401-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal SubdivisionPAULINE CARLISLE PROPERTY
Legal Lot Number60-E
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3007
Census Tract31100

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 BRUCE RD, BANGOR, ME 04401-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address38 BRUCE RD, BANGOR, ME 04401-3202
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165470242
DateJul 13, 2022
Book Page16547/242
Instrument19986
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,292.00 (-1.96%)$355,500 (+2.75%) Land $37,600 Building $317,900
2024$6,418.00 (+5.93%)$346,000 (+9.36%) Land $37,600 Building $308,400$293,360
2023$6,059.00 (+7.22%)$316,400 (+14.22%) Land $37,600 Building $278,800
2022$5,651.00$277,000 Land $37,600 Building $239,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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