Essex County and North Caldwell Borough property record for 38 Brookside Ter, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,986 sqft · built 1957 |
| Lot Size | 0.532 acres (23,187 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,250,000 (Apr 2025) |
| Tax Bill | $14,990 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00605-0000-00007 |
| Primary APN | 15-00605-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,986 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 23,187 sqft (0.532 acres) |
| Lot Dimensions | 177 ft deep x 131 ft wide |
| Old Parcel Number | 1500802000000015 |
|---|---|
| Street Address | 38 BROOKSIDE TER |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 131X177 IRR |
| Legal Subdivision | TALL TIMBERS SEC 06 |
| Legal Block | 605 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21602 |
38 Brookside Ter is owned by a company that bought it in April 2025.
Source: Essex County and North Caldwell Borough records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 785 FRANKLIN AVE, FRANKLIN LAKES, NJ 07417-7400 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH JERSEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on File |
| Deed Sale | Apr 11, 2025 · Amount on File |
| Prior Sale | Jul 5, 2006 · Amount on File |
| Deed Document Number | 202523430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 BROOKSIDE TER, CALDWELL, NJ 07006-4117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 38 BROOKSIDE TER, NORTH CALDWELL, NJ 07006-4117 |
| Document Number | 2021086620 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021086620 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 BROOKSIDE TER, CALDWELL, NJ 07006-4117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 2021064020 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021064020 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jun 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 BROOKSIDE TER, CALDWELL, NJ 07006-4117 |
| Document Number | 0000030054 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 BROOKSIDE TER NORTH CALDWELL NJ 070064117, NORTH CALDWELL, NJ 07006-4117 |
| Document Number | 0000030054 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 30054 |
| Name | NORTH JERSEY FCU |
|---|---|
| Type | Credit Union |
| Address | TOTOWA, NJ 07512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 3, 2032 |
The 2025 property tax bill for 38 Brookside Ter was $14,990, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,500 (-) Land $356,000 Building $293,500 | $649,500 (-) Land $356,000 Building $293,500 | |
| 2025 | $14,990.00 (+2.22%) | $649,500 Land $356,000 Building $293,500 | $649,500 Land $356,000 Building $293,500 |
| 2024 | $14,665.00 | ||
| 2023 | $649,500 Land $356,000 Building $293,500 | $649,500 Land $356,000 Building $293,500 | |
| 2022 | $14,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Brookside Ter in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1989–2021) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Brookside Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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