38 Brooks St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 38 Brooks St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1950
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2004)
Tax Bill$3,305 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:01970 P:0008

Property Details

APN / Parcel Number

Primary APNSPRI S:01970 P:0008
Alternative APN
  • 19700008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19700008
Street Address38 BROOKS ST
CitySPRINGFIELD
StateMA
Zip01109-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group6
Census Block6013
Census Tract801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 BROOKS ST, SPRINGFIELD, MA 01109-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM CREDIT UNION
Dec 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Aug 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
WAY FINDERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2004 · Amount on Record
Deed SaleApr 29, 2004 · Amount on Record
Deed Document Number200415405
Deed Book / Page14130 / 255
Last Transfer DateApr 1, 2025
Transfer Doc025818-373
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateAug 24, 2026
Property Address38 BROOKS ST, SPRINGFIELD, MA 01109-2620
Document Number0000040582
Book / Page26477 / 1
Instrument DateAug 19, 2026
Instrument202640582
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BROOKS ST, SPRINGFIELD, MA 01109-2620
InvestorPossibly a Property Investor

Mortgage

Document Number0000040582,
DateAug 24, 2026
Book Page26477/1
Instrument202640582
Lender
NameFREEDOM CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address38 BROOKS ST, SPRINGFIELD, MA 01109-2620
Document Number21985-462
Book / Page021985 / 000462
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21985-462
DateDec 13, 2017
Book Page021985/000462
Instrument73877
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address38 BROOKS ST, SPRINGFIELD, MA 01109-2620
Document Number21854-133
Book / Page021854 / 000133
Instrument DateAug 30, 2017
Transaction TypeMortgage
Record UpdatedOct 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21854-133
DateSep 12, 2017
Book Page021854/000133
Instrument53521
Lender
NameWAY FINDERS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,305.00 (-4.01%)$213,800 (-2.64%) Land $43,000 Building $170,800$250,148 (+10.08%)
2025$3,443.00 (+18.52%)$219,600 (+28.87%) Land $39,000 Building $180,600$227,240 (+15.61%)
2024$196,555
2023$2,905.00$170,400 Land $29,500 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: GoNetspeed, T-Mobile, Verizon.

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