38 Bridge St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 38 Bridge St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,124 sqft · built 1850
Lot Size	0.311 acres (13,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,500 (Sep 1995)
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 303.20-08-17`

Property Details

APN / Parcel Number

Primary APN	`355401 303.20-08-17`
Alternative APN	`540130302000080170000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	982 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,557 sqft (0.311 acres)
Lot Dimensions	142 ft deep x 95 ft wide
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 BRIDGE ST
City	PHOENIX
State	NY
Zip	13135-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	8
Legal Lot Number	17.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2026
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BRIDGE ST, PHOENIX, NY 13135-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Nov 2, 2020	Deed of Trust, Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1995 · Amount on Record
Deed Sale	Sep 15, 1995 · Amount on Record
Deed Book / Page	1293 / 285
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	38 BRIDGE ST, PHOENIX, NY 13135-1927
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BRIDGE ST, PHOENIX, NY 13135-1927

Mortgage

Document Number	0000008091
Date	Sep 12, 2023
Instrument	R-2023-008091

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	38 BRIDGE ST, PHOENIX, NY 13135-1927
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BRIDGE ST, PHOENIX, NY 13135-1927

Mortgage

Document Number	0000006672
Date	Jun 22, 2022
Instrument	R-2022-006672

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	38 BRIDGE ST, PHOENIX, NY 13135-1927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BRIDGE ST, PHOENIX, NY 13135-1927

Mortgage

Document Number	0000010472
Date	Nov 2, 2020
Instrument	R-2020-010472

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00 (+16.46%) Homeowner's exemption Senior Citizen's exemption
2025	$2,624.00	$63,500 (-) Land $11,500 Building $52,000	$141,111 (+22.22%) Land $25,556 Building $115,555
2023		$63,500 Land $11,500 Building $52,000	$115,455 Land $20,909 Building $94,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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